Wealthy people don’t see budgeting as a limit, they see it as a system for freedom and control. In this video, Justin Kuntz, Managing Director at Pacific Wealth Management, breaks down how the wealthy think about budgeting, and how you can apply their principles to build structure, stability, and long-term wealth.

You’ll learn:
– Why traditional models like the 50/30/20 rule often fall short today
– How to apply the 25/15/50/10 and 60/30/10 budgeting frameworks
– How millionaires use automation, planning, and systems to stay consistent
– The habits that separate wealth builders from high earners
– How to build a budget that gives every dollar purpose and direction

As always, if you want help aligning your investments with your broader financial plan, we’re here to help.
For information on how to work with us, please visit: www.pacwealth.com

Timestamps:
00:00 – Intro
01:03 – The 50/30/20 Rule
01:56 – How Millionaires Budget
04:05 – The 25/15/50/10 Rule
05:39 – The 60/30/10 Rule
07:52 – The Millionaire Mindset
10:18 – How to Start Implementing These Strategies Today
11:47 – Key Takeaways
12:21 – Final Thoughts
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Disclaimer: This information is provided for general information purposes only and is not intended to provide specific investment advice.  The information in this publication should not be relied upon for tax reporting, accounting, or valuation purposes.  The opinions are as of the date of the publication and are subject to change due to changes in the market or economic conditions and laws.