This episode features Bobby Caldera and Jack Conway discussing the rise and importance of non-QM mortgage lending. They explore how non-QM expands financing options for diverse borrower profiles, the evolution of the market, and innovative products like DSCR loans that benefit real estate investors and borrowers nationwide.

Professional Real Estate Investors – How we can help you:
Investor Fuel Mastermind: 
Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you’re already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply

Investor Machine Marketing Partnership: 
Are you looking for consistent, high quality lead generation? Investor Machine is America’s #1 lead generation service professional investors. Investor Machine provides true ‘white glove’ support to help you build the perfect marketing plan, then we’ll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com

Coaching with Mike Hambright: 
Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike

Attend a Vacation/Mastermind Retreat with Mike Hambright:
Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike’s East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat

Property Insurance:
Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there’s no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/

New Real Estate Investors – How we can work together:
Investor Fuel Club (Coaching and Deal Partner Community):
Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you’ll get trained by some of the best real estate investors in America, and partner with them on deals! You don’t need $ for deals…we’ll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club

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📈Free Training and Resources for Professional Real Estate Investors
Acquisitions Manager Hiring Guide → https://my.investorfuel.com/if-lm-optin-acquisitions-guide
COO Hiring Guide → https://my.investorfuel.com/mm-lm-coo-hiring-guide
Executive Assistant Hiring Guide → https://my.investorfuel.com/mm-lm-ea-hiring-guide
Fuel 5 → https://my.investorfuel.com/mm-lm-fuel5
Triple Your Profits Masterclass → https://go.investorfuel.com/triple-your-profits

🏠Free Training and Resources for New Real Estate Investors
Rehab Live → https://my.investorfuel.com/rehab
Find Your First Deal in 5 Days challenge → https://go.investorfuel.com/find-your-first-deal-5-day-challenge

💼 Guest Resources
Connect with Bobby Caldera u0026 Jack Conway on social media:
LinkedIn: https://www.linkedin.com/in/bobby-caldera-9851881b8/

💼 Show Resources
Chapters

00:00 Why Non-QM Lending Matters
01:06 Meet Bobby Caldera and Jack Conway
01:31 Bobby’s Move From Property Management to Lending
02:59 Jack’s Background in Non-QM Lending
03:56 Why Non-QM Used to Feel Risky
04:41 Why Traditional Lending Misses Modern Borrowers
05:52 How Fast Non-QM Lending Is Growing
06:58 What Non-QM Really Means
07:50 How DSCR Loans Work for Investors
08:54 Bank Statement Loans for Self-Employed Borrowers
10:02 Short-Term Rental Financing and AirDNA
11:24 Why Non-QM Is Not Subprime
12:19 Orion Lending’s National Reach
13:16 How Non-QM Products Are Evolving
14:17 Financing Options for Entrepreneurs and Influencers
15:24 Faster Closings Through Better Lending Technology
16:17 How Many Clients Are Real Estate Investors?
17:00 Why DSCR Loans Are Growing Fast
18:59 Why DSCR Is Perfect for Investors
20:07 How to Connect With Bobby and Jack