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00:00 – Start biz, no savings 💼
01:11 – Learn basics today 📘
01:43 – income, spend 🧾
02:16 – Salary spent fast ⚡
03:19 – Track with Excel 📊
04:17 – Track bills, habits 🏠
06:03 – Save before spend 💰
07:41 – Set money goals 🎯
09:31 – Plan short u0026 long 📅
09:56 – Build emergency fund 🚨
11:07 – Save six months 💵
12:19 – Earn more income 💼
15:01 – Invest via app 📲
20:33 – Stop waste, invest 💹
20:49 – Conclusion 🏆
Financial Planning for Beginners 2025 – Why 73% of Indians Fail to Save Money | Kowshik Maridi
Learn how to plan your finances the right way! 💰 From tracking expenses and setting goals to creating an emergency fund, insurance, and smart investments — this video explains step-by-step financial planning for beginners. Watch till the end to master saving, investing, and achieving financial freedom in 2025.
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DISCLAIMER
This video is for educational and informational purposes only. It is not financial, legal, or investment advice. Viewers should do their own research or consult a certified financial advisor before making financial decisions. The examples and tools mentioned, such as apps or banks, are used only for demonstration and do not constitute endorsements. Investments are subject to market risks; read all scheme-related documents carefully. SR Edutech and the creator are not responsible for any financial losses or outcomes from using the discussed methods or platforms. Viewer discretion is advised.
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