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00:00 – SBI Lakpati scheme 🎯
01:12 – Open at SBI branch 🏦
01:50 – Age, deposit rules 📊
03:44 – 4-year scheme rate 📈
04:53 – Tenure-wise deposit list 📝
05:31 – Senior citizens gain 👵
07:20 – Retired staff rates 👴
07:59 – Save for bike 🚲
08:31 – Schemes till Sept 30 📆
09:14 – IDBI FDs explained 🏦
11:47 – Health u0026 term cover 🏥
16:43 – Conclusion 🙏
SBI కొత్త స్కీమ్ తో ప్రతి ఇంట్లో లక్షాధిపతి అవ్వొచ్చా? | SBI Har Ghar Lakhpati Explained | Kowshik
In this video, I clearly explain how you can invest a small amount every month in SBI’s Har Ghar Lakhpati Scheme and earn lakhs in return. I also cover special FD schemes from Indian Bank and IDBI Bank. This is a must-watch for anyone who wants to invest safely and get higher returns!
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About SBI Har Ghar Lakhpati
SBI's Har Ghar Lakhpati is a flexible Recurring Deposit scheme designed to help customers accumulate ₹1 lakh or more over time by making small monthly deposits. The scheme features competitive interest rates starting from 7.50% p.a., tailored instalment options, and simple terms to support disciplined savings for financial goals. Penalties are low for delayed or premature withdrawals, making it an accessible way to become a 'Lakhpati.
Link
https://sbi.bank.in/web/personal-banking/investments-deposits/deposits/har-ghar-lakhpati
DISCLAIMER
This video is created for educational and informational purposes only. We are not financial advisors, and this content should not be taken as professional financial, investment, or insurance advice. Viewers are encouraged to research independently and consult with certified financial planners, banks, or insurance experts before making any investment or policy decisions. All interest rates, returns, and scheme details mentioned are based on publicly available information at the time of recording and may change over time. We are not responsible for any financial loss or decision taken based on this video. Please invest wisely.