Tag Archives: buyers

LISA vs Help to Buy ISA: Most First-Time Buyers Choose Wrong

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aFinancial is a trading name of Maryam Tala Maleki which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

All opinions stated are my own and not those of The Openwork Partnership. This video is for guidance purposes only.

Approved By The Openwork Partnership on 13/07/2026

📞 Book a call with me here:

https://afinancial.co.uk/contact.html

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IMPORTANT INFORMATION

Both the Cash lifetime ISA and Stocks and Shares lifetime ISA are only available to open if you are aged between 18-39 and can't contribute after 50.

I DO NOT offer wealth advice but for those of you that need wealth advice I can refer you to a Openwork Specialist for further guidance.

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Which is better for first-time buyers in the UK: a Help to Buy ISA, a Cash Lifetime ISA (LISA), or a Stocks u0026 Shares Lifetime ISA?

At first glance, they all seem incredibly similar. They all offer government support and are designed to help people buy their first home.

But there are some important differences.

One has property price limits that are becoming increasingly restrictive in some parts of the UK. One has a rule that catches buyers out every year. And one could potentially leave you with the most money of all – but only if your timing is right.

In this video, I break down the Help to Buy ISA, the Cash Lifetime ISA, and the Stocks u0026 Shares Lifetime ISA so you can better understand how they work and which option may suit your circumstances.

In this video, you'll learn:

• How the Help to Buy ISA works

• The Help to Buy ISA property price limits

• How the government bonus is paid on a Help to Buy ISA

• Why many first-time buyers choose a Cash Lifetime ISA

• The 12-month Lifetime ISA rule that catches buyers out

• How the Lifetime ISA withdrawal penalty actually works

• The differences between a Cash LISA and a Stocks u0026 Shares LISA

• Why your timeline matters more than investment returns

• When a Stocks u0026 Shares LISA could potentially make sense

• How couples may potentially benefit from Lifetime ISA allowances

This video is ideal for:

• First-time buyers saving for a deposit

• Anyone deciding between a Help to Buy ISA and a Lifetime ISA

• Buyers wanting to maximise government support when saving for their first home

• People planning to buy in the next few years or further into the future

The right account isn't necessarily the one with the biggest headline benefit. It depends on your timeline, your deposit goals, where you're buying, and how soon you plan to purchase your first home.

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⏱️ TIMESTAMPS

00:00 – Help to Buy ISA vs Lifetime ISA: Which Is Better?

00:45 – Why Similar Savings Accounts Create Different Outcomes

01:30 – Help to Buy ISA Explained

03:30 – When Do You Receive the Help to Buy ISA Bonus?

05:00 – Cash Lifetime ISA Explained

07:00 – The Lifetime ISA 12-Month Rule Explained

08:30 – How the Lifetime ISA Withdrawal Penalty Works

10:00 – Stocks u0026 Shares Lifetime ISA Explained

12:00 – Should You Invest Your House Deposit?

14:00 – Which Savings Account Is Best for First-Time Buyers?

16:00 – How to Choose the Right Account for Your Situation

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🔗 USEFUL LINKS u0026 RESOURCES

Book a Free Deposit u0026 Mortgage Strategy Call:

https://afinancial.co.uk/contact.html

Lifetime ISA Information:

https://www.gov.uk/lifetime-isa

Help to Buy ISA Information:

https://www.gov.uk/help-to-buy-isa

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🔍 Keywords:

Help to Buy ISA vs Lifetime ISA, Cash Lifetime ISA UK, Stocks and Shares Lifetime ISA UK, Lifetime ISA explained, Help to Buy ISA explained, first time buyer savings UK, government bonus for first time buyers, saving for a house deposit UK, Lifetime ISA withdrawal penalty, first time buyer deposit UK

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Subscribe for clear, practical guidance on saving for your deposit, understanding mortgages, and buying your first home in the UK.

How to Turn First-Time Buyers Into Repeat Customers (Klaviyo Thank-You Flow Tutorial)

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Book a call to work with me here: https://calendly.com/laya-consulting/growth-demo

Check out our case studies here: https://www.laya-consulting.com/

➡️ Subscribe to my newsletter (and get a 100+ page email marketing guide): https://www.laya-consulting.com/newsletter

👋 Let's connect:

LinkedIn: https://www.linkedin.com/in/nicolas-olaya-zuluaga/
X: https://x.com/ecom_nicolas

In this video, I break down the exact post-purchase email flow structure we use with our clients to turn first-time buyers into repeat customers.

Inside the video you will learn:

– Why most post-purchase flows fail
– How to reduce buyer's remorse immediately after purchase
– The exact post-purchase email sequence structure
– When to introduce upsells and cross-sells
– How product education increases repeat purchases
– How to collect reviews and UGC that drive future conversions
– The metrics that actually show if your flow is working

We also cover the most common mistakes that sabotage post-purchase flows, including:

– Upselling too early
– Skipping product education
– Using Smart Sending incorrectly
– Not separating new vs returning customers
– Tracking the wrong performance metrics

00:00:00 Why most brands lose customers after the first purchase
00:01:21 Why most post-purchase flows fail
00:03:04 The post-purchase flow structure
00:12:28 Common post-purchase flow mistakes
00:14:50 Metrics to track for post-purchase flows
00:16:12 Recap
00:16:41 Next video to watch

#emailmarketing #Klaviyo #ecommerce

Your Guide to Real Estate Agents Buyers, Sellers, Dual, & Designated Agencies | Project Genesis

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Confused about what kind of real estate agent you need? 🤔 In this video, Damon breaks down everything you need to know about real estate agency types—from buyer’s agents and seller’s agents to dual and designated agents.

💼 Whether you're a first-time homebuyer or a home seller, understanding who represents your best interests in a transaction is critical. Damon shares over 20 years of experience to help you navigate these roles confidently and make the smartest move for your real estate goals.

📌 Learn:

-What a buyer’s agent really does for you
-The legal responsibilities of listing agents
-The risks of dual agency 🤯
How designated agency protects both sides fairly
-Tips on choosing the right representation for your situation

🔑 Don't go into your next home purchase or sale blind—get the knowledge that could save you thousands and protect your interests every step of the way!

👇 Drop your questions in the comments—we’d love to hear from you.

Serving Roanoke, Salem, New River Valley, Lynchburg, Lexington, and more across Southwest Virginia
🌎 Need help outside of Virginia? Damon has trusted agent partners across the U.S. – just reach out!

STAY CONNECTED
Website – https://www.damongettier.com
Facebook – https://www.facebook.com/DamonGettierandAssociates
IG – https://www.instagram.com/damongettierrealtors/?hl=en
X – https://x.com/DGARealtors
LinkedIn – https://www.linkedin.com/company/damon-gettier-and-associates

Buying a Central or Southwest Virginia Area home?
http://www.damongettier.net/

Selling your Central or Southwest Virginia Area home?
http://www.damongettier.com/list/sell/

Damon Gettier
Damon Gettier u0026 Associates
1611 E Main St
Salem VA 24153
Office: (540) 278-1401
Damon@DamonGettier.com

Wealthy Art Buyers Exist – Here’s How to Attract Them

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Want to attract high-end art buyers and sell your artwork for what it's truly worth? In this video, I’ll show you how to market your art and website strategically to reach affluent collectors. Learn the best platforms, branding techniques, and pricing strategies to position yourself in the luxury art market.

🖥️ Start Your Website → https://www.hostinger.com/website-builder?utm_medium=affiliateu0026utm_source=aff198446u0026utm_campaign=48u0026session=102b253c1d76cfac7c022cb2307075

🖼️ Make Your Own Art Prints (Gelato) → https://www.gelato.com/kayla-carlile

📚 My Favorite Products → https://www.amazon.com/shop/kaylacarlileart

📷 Where I Make my Mockups → https://placeit.net

🎨 Shop My Artwork → www.Kaylacarlile.art

📱 Follow Me on Social Media:TikTok u0026 Instagram → @KaylaCarlileArt

✉️ Business Inquiries Only: kcarlile17@gmail.com

This video contains music from Shutterstock, licensed by Splice video editing app.

✉️ Business Inquiries Only: kcarlile17@gmail.com
00:00 Introduction
01:17 How Many Millionaires?
02:38 Exclusivity
04:18 Scarcity
05:01 Minimalism
07:41 Hostinger
09:00 Art Photos
11:20 Art Descriptions
14:46 Pricing

What’s REALLY Happening to Home Buyers in 2025

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Ken u0026 Danille McElroy discuss the current state of the **housing market**, including why 15% of home sellers are being ghosted. They also explore the trend of the US becoming a renter nation due to the **us economy**. They predict these issues may worsen heading into the **4th quarter**, impacting both **real estate** and **finance** and **investing**.

If you're an accredited investor and are interested in learning about opportunities to invest with Ken follow this link: https://mccompaniesinvest.com/knowmore

• • •

Checkout KenPro – Ken's Education Platform: https://ken-mcelroy.learnworlds.com

• • •

ABOUT KEN: Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, and The ABC’s of Property Management. With over two decades of experience in real estate investing, Ken McElroy is passionate about sharing the good life by helping real estate investors grow and prosper. This podcast is a place for Ken to discuss numerous topics connected to real estate investing, including finance, budgeting, the entrepreneur mindset, and creating passive income. Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you’re a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.

Ken's company: https://mccompanies.com

• • •

DISCLAIMERS: Any information or advice available on this podcast is intended for educational and general guidance only. Ken McElroy and KenMcElroy.com, LLC shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this podcast. Consult a financial advisor or other wealth management professional before you make investments of any kind.

Although Ken McElroy and his affiliates take all reasonable care to ensure that the contents of this podcast are accurate and up-to-date, all information contained on it is provided ‘as is.’ Ken McElroy makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this podcast. Any links to other websites are provided only as a convenience and KenMcElroy.com, LLC encourages you to read the privacy statements of any third-party websites. All comments will be reviewed by the KenMcElroy.com staff and may be deleted if deemed inappropriate.

Comments that are off-topic, offensive, or promotional will not be posted. The comments/posts are from members of the public and do not necessarily reflect the views of Ken McElroy and his affiliates.

© 2025 KenMcElroy.com, LLC. All Rights Reserved.

#realestate #housingmarket #homebuyers #buyerghosting #sellermarket #renternation #homeownership #realestatepodcast #housingtrends #KenMcElroy #DanilleMcElroy #mortgagerates #interestrates #affordabilitycrisis #housingbubble #fedratecuts #inflation #rentalmarket #homeinspections #propertymarket #GenZrenters #millennialbuyers #housingpsychology #homeprices #realestateinvesting #rentingvsbuying #2025housingforecast

Buying a House in 2025: The Ultimate Guide for First Time Buyers

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The first 500 people to use my link in the description will receive a one month free trial of Skillshare! Get started today! https://skl.sh/fayebate11241

TIME STAMPS
00:00 – Intro
01:05 – 1. Can I Afford This?
03:12 – 2. The Generation Gap Trap
05:38 – 3. The Magic Number
10:25 – 4. Don’t Fall in Love at First Sight (But Take a Lot of Pics)
15:47 – 5. Play Detective
17:24 – 6. Navigating the Mortgage Maze
19:42 – 7. Surveys and Solicitors
21:13 – 8. Exchange and Completion

VIDEOS MENTIONED
My Millionaire Payday Routine – https://youtu.be/9ftRP01yOOw?si=8I-A1GLdSbE8IKmO

RESOURCES MENTIONED
Tembo – https://www.tembomoney.com/
Medics Money Mortgage Broker Finder – https://www.medicsmoney.co.uk/medical-mortgage-advisor/
Zoopla Checklist – https://st.zoocdn.com/zoopla_static_cms_content_cms_document_assets_(662368).pdf

SCRAP THE NOTES E BOOK
https://www.fayebate.online/shop/p/the-faye-bate-method-scrap-the-notes-ace-your-exams

WHO AM I?
My name is Faye and I’m a Doctor working in the UK

MY EQUIPMENT
Camera – https://amzn.to/3jjfKMV
Tripod – https://amzn.to/3jkDVKQ
Ring light – https://amzn.to/3pTEn58
External hard drive -https://amzn.to/3pTj1Vx
Laptop – https://amzn.to/3twEbLB
Sunrise alarm clock – https://amzn.to/3q4CtyZ

(affiliate links so I do make a % commission but it doesn’t cost you any extra)

WANT TO BE FRIENDS?
@DrFayeBate – instagram
https://www.instagram.com/fayebate/?h…

GET IN TOUCH?
drfaye@outreachtalentgroup.com

Disclaimers: Opinions expressed are mine and not representative of any organisations I am associated with

📈 Marketing to Investors | Tools & Strategies to Attract Serious Buyers

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In this Marketing Matters session, we explore how to attract and work with real estate investors in today’s buyer’s market.

You’ll learn:

What investors are looking for
Key terms like ROI, cap rate, and DSCR
How to position yourself as an investor-friendly agent
Content strategies that convert
Tools and platforms that build trust

We also touch on earlier topics including alternative loans, 1031 exchanges, and FIRPTA insights.

Ideal for agents looking to grow consistent business through investor relationships.

#MarketingMatters #InvestorClients #RealEstateTraining #1031Exchange #DSCR #FIRPTA #AlternativeLoans #RealtorEducation

Mailer Gold Review – $463.00 In Commissions – Email 100% Buyers.

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Mailer Gold Review
FREE to join here —-} https://mailer.gold/barrycross
FREE "Ultimate Guide To Safelist Marketing" here —-} https://www.safelisttactics.com/?rid=20889

Contact me here: barrycross1961@gmail.com

5 x free traffic sources here —-} https://barrycrossonline.com/best-free-traffic-sources-for-affiliate-marketing/

In this "Mailer Gold Review" video I share with a brand new safelist mailer where you can email to 100% buyers if you purchase the Lifetime upgrade. Plus I give you a free guide on how to become a successful safelist mailer marketer.

Thanks for watching my video.
Please like,comment u0026 subscribe.
Thanks,
Barry Cross.
Affiliate u0026 Network Marketing Coach.

Affiliate Disclaimer:
While we receive affiliate compensation for reviews / promotions on this page, we always offer honest opinion, relevant experiences and genuine views related to the product or service itself. Our goal is to help you make the best purchasing decisions, however, the views and opinions expressed are ours only. As always you should do your own due diligence to verify any claims, results and statistics before making any kind of purchase. Clicking links or purchasing products recommended on this page may generate income for this website from affiliate commissions and you should assume we are compensated for any purchases you make.

Income Disclaimer:
This video is for educational purposes only. There is no guarantee that you will earn any money using the techniques and ideas mentioned in this video. I am not a financial adviser and anything that I say on this YouTube channel should not be seen as financial advice. Your level of success in attaining the results claimed in this video will require hard-work, experience, and knowledge. I am only sharing my biased opinion based off of speculation and my personal experience. You should always understand that with investing there is always risk. You should always do your own research before making any investment. We have taken reasonable steps to ensure that the information on this video is accurate, but we cannot represent that the website(s) mentioned in this video are free from errors.

MAGA Gets Buyer’s Remorse | Coffee, Eggs, And Potato Chip Prices Spike | Anti-Aging Pill For Dogs

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Some Trump voters regret sending him back to the White House because he's doing nothing to lower prices on everyday items like coffee and potato chips, and there's a new medicine that might extend your dog's lifespan by years.
#Colbert #Comedy #Monologue #EggPrices #Coffee #Eggs #Dogs #PresidentTrump #ElonMusk #Mars #StephenColbert #TheLateShow

Subscribe To "The Late Show" Channel: http://bit.ly/ColbertYouTube

Watch full episodes of "The Late Show": http://bit.ly/1Puei40
Listen to "The Late Show Pod Show" podcast: https://link.chtbl.com/Awagtx95?sid=yt
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Follow "The Late Show" on X: http://bit.ly/1dMzZzG
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Watch The Late Show with Stephen Colbert weeknights at 11:35 PM ET/10:35 PM CT. Only on CBS.

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Stephen Colbert brings his signature satire and comedy to THE LATE SHOW with STEPHEN COLBERT, the #1 show in late night, where he talks with an eclectic mix of guests about what is new and relevant in the worlds of politics, entertainment, business, music, technology and more. Featuring bandleader Louis Cato and “THE LATE SHOW band,” the Peabody Award-winning and Emmy Award-nominated show is broadcast from the historic Ed Sullivan Theater. Stephen Colbert took over as host, executive producer and writer of THE LATE SHOW on Sept. 8, 2015.