Tag Archives: running

The Reality of Running Out Of Money May Not Be The Biggest Problem in Retirement

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You worked for forty years. You saved, you sacrificed, you did everything right.And now you're ordering soup instead of steak.This isn't a story about running out of money. It's a story about running out of permission to spend it.In this episode, Mr. Vee breaks down the real reason so many financially secure retirees are living smaller than they have to — and it has nothing to do with the math. It has everything to do with how your brain labels money.We cover the psychology of mental accounting — why dollars called "principal" feel completely different from dollars called "income," even when they're identical. Why loss aversion means every withdrawal from your investment account registers in your brain as a loss, not a lifestyle. Why decades of conditioning to save, protect, and grow your balance doesn't just switch off the day you retire. And why Required Minimum Distributions have become a psychological trap — with millions of retirees treating the legal minimum as the spending maximum.Most retirement plan failures aren't math failures. They're design failures. People don't run out of money. They run out of the willingness to use it.If you've got the savings — but not the confidence to spend them — this one is for you.Subscribe for more on retirement planning, behavioral finance, and the money decisions that actually matter at 60 and beyond.
#retirementplanning #PersonalFinance #BehavioralEconomics #retirementincome

0:00 Why Do Retirees With $1.2 Million Order The Soup?
1:30 What Is Mental Accounting In Retirement?
2:40 Why Do Retirees Spend Social Security But Guard Investments?
4:01 What Is Bill Bengen's 4% Safe Withdrawal Rule?
4:41 How Much Do Real Retirees Actually Withdraw?
6:33 How Does Loss Aversion Block Retirement Spending?
8:28 What Is Sequence Of Returns Risk?
10:18 What Are Required Minimum Distributions (RMDs)?
10:51 Does A Bigger Portfolio Fix Retiree Underspending?
11:45 How Do You Turn A Portfolio Into A Paycheck?
12:54 What Is Morningstar's Guardrails Withdrawal Strategy?
13:42 Should Retirees Buy An Annuity For Behavioral Reasons?
14:48 Why Do Retirement Plans Fail When The Math Works?
16:12 How Do You Reframe Principal As A Paycheck?

5 Things I Learned After 5 Years of Running My Small Business ✿ content creation, discipline, Q&A!

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Thank you Opera Air for sponsoring a portion of this video! Download Opera Air here: https://opr.as/Opera-air-tammydinh

✿ My Coloring Book and Plushies! https://uncomfy.store

✿ all supplies i use 🙂
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(as an amazon affiliate, I may earn a small commison off of these links)

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Business Inquiries: kyle@smallscreenmarketing.com

CHAPTERS
00:00 – 01:06 intro
01:06 – 04:35 trust yourself to the point of delusion
04:35 – 06:12 sponsor
06:12 – 09:24 how to show yourself
09:24 – 12:52 how to be disciplined (you need to pick u0026 choose)
12:52 – 16:47 it’s okay to change
16:47 – 19:44 create through the growing Pains
19:44 – 25:55 Small Business Qu0026A

#smallbusiness #advice #polymerclay #studiovlog #makingmoneyonline #tipsandtricks #manufacturing #plushie #design#uncomfy #shopify #handmade #art #artbusiness #polymerclay #ceramics #clay #cozyclay #claywithme #introvertartist #uncomfy #chat #contentcreation #qu0026a

Governor Tim Walz on Trump Targeting Minnesota, Not Running for Re-Election & Talking to Kamala

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Governor Walz talks about Minnesota being a target of the Trump administration, two Minnesotans Renée Good and Alex Pretti being shot and killed by ICE agents, long-term patterns of benefits fraud, his decision not to run for re-election, going back to teaching, chatting with Kamala Harris about what’s going on now, introducing Bruce Springsteen at a huge No Kings Rally, and Mike Lindell running for Governor.

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Trump is No Longer Running the Show | Explainer

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In which I try to answer your questions about modern politics….

Topics covered in today’s Politics Chat: MAGA coalition fractures over Iran war, U.S. military strikes and Strait of Hormuz closure, oil prices and inflation surge, NSM on domestic terrorism and protest prosecutions, Texas Antifa terror convictions, SAVE Act voter suppression push, Pam Bondi and Epstein files cover-up, FBI location data purchases, Kash Patel Senate testimony, Tulsi Gabbard and Russia-Iran intelligence, Mark Wayne Mullin DHS nomination hearing, Jerome Powell stays at the Fed, Trump's mental decline, and Cuba as next military target.

From Politics Chat, March 19, 2026

The live streamed version is available here: https://www.youtube.com/live/I5DshGQoOew?si=UBh_HAmgeorU29Xr

We’re live here on YouTube and Facebook every Tuesday and Thursday at 6 pm Maine time (3 pm PT).

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All content in this video is protected by copyright. Reproduction, distribution, or re-uploading, in whole or in part, without prior written consent is prohibited.

I Converted Server into Powerful Mini PC 🔥 Running Windows & Linux Live Test⚡

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We Recently Unbox Zimaboard 2 Today we are going to Convert This Mini Server into a Complete Mini PC that can Run Windows as well as Linu we are going to try different software and Apps Over it Check out video for more.
#windows #linux #pc

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Cuba Is Running Out of Time || Peter Zeihan

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Since the U.S. shut down Venezuelan oil exports, Cuba has been sliding towards a severe energy crisis.

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#crudeoil #crude #energy #cuba #venezuela #geopolitics #peterzeihan

Unlock the Secrets to Earning 300K-500K Monthly with Ad Strategies!

Discover the proven strategies and insights on how to effectively monetize Facebook and Instagram ads, as detailed in a compelling video presentation. This guide is not just theoretical; it’s a practical approach used by advertising professionals to generate substantial monthly income through strategic ad placements on popular social platforms.nn

VideonWatch the enlightening video here: [https://www.youtube.com/watch?v=mIYXe1lqpbI](https://www.youtube.com/watch?v=mIYXe1lqpbI)nn## Video DescriptionnThis video is a goldmine for those looking to navigate the world of Facebook and Instagram advertising for local businesses. It lays out the exact methods used by ad experts to transform simple clicks into steady income streams. Carefully watch the video and follow the link provided to dive into the full program where you can start implementing these steps immediately.nn👉 Enroll in the VamPa Academy here: [https://selar.com/14354b2lct](https://selar.com/14354b2lct)nnExplore the strategic framework that simplifies the process of making money with Facebook ads, the formula for profitable Instagram advertising, and the easiest ways to start earning online with these platforms. No prior experience is necessary, making this an accessible opportunity for anyone eager to learn and earn. By clicking the link and watching the video till the end, you’re taking the first step towards potentially securing your first 300k ad client.nn👉 Enroll in the VamPa Academy here: [https://selar.com/14354b2lct](https://selar.com/14354b2lct)

A Fell Running Adventure, the Bob Graham Round

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The Bob Graham Round is a long-distance fell running challenge in which runners attempt to summit 42 of the highest peaks in the English Lake District within 24 hours.

I had the opportunity to spend the entire month of June, 2023 in the Lake District, training and preparing to attempt the 42 fell challenge the weekend of my birthday in celebration of turning 42 myself.

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#fellrunning #bobgrahamround #trainwithCOROS @COROSGlobal

NEW Walking Method 2x Better Than Running?! (Tested)

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Try 2 weeks free of our nutrition and workout coaching app: https://bws.plus/6a

Cardio is one of the most misunderstood parts of fitness, and despite how much information is out there, many myths still refuse to die. In this video, I put the biggest cardio myths to the test using real data, controlled experiments, and gold-standard calorie and fat-burn tracking. We'll go through cardio myths like cardio vs diet, cardio for fat loss, best cardio workout, cardio vs weights, HIIT cardio vs steady state cardio, 10,000 steps per day – and more.

Thanks to Dr. Marc Lewis for helping with Myth 10: Instagram @marctlewis

We started with one of the most common beliefs: that walking isn’t “real” cardio and can’t improve conditioning. To test this, my editor Andy followed a simple walking routine for two weeks. Before and after, we measured his fitness using VO₂ max and submaximal testing. Even in just 14 days, his VO₂ max improved and his heart became more efficient at the same workloads. For someone who was previously sedentary, this actually reversed the normal age-related decline in fitness and noticeably improved how he felt day to day.

Next, we tested whether sweating more during a workout actually means you’re burning more fat. Using a metabolic cart, we had a subject cycle at the same intensity in both a cool environment and a hot, high-sweat environment. Despite feeling much harder and producing far more sweat, the hotter workout did not burn more calories or fat. In fact, performance slightly dropped. Sweat is mainly a cooling response, not a signal of fat loss.

Another popular belief is that you can eat back whatever calories you burn through exercise. After measuring how many calories our subjects actually burned, we asked them to build a plate of food they thought matched that number. They significantly overestimated their calorie burn, even before accounting for the body’s tendency to compensate by moving less afterward. This helps explain why cardio alone often leads to far less fat loss than people expect.

We also tested how reliable fitness trackers really are. By comparing an Apple Watch against a metabolic cart across multiple workouts, we found that wearables aren’t useless, but their accuracy varies depending on the activity. On average they were reasonable, but individual workouts could be meaningfully off, making them unreliable for precise diet decisions.

The idea that you need exactly 10,000 steps per day was next. While higher step counts are associated with better health, the data shows most benefits level off closer to about 7,000 steps. More can help, but 10,000 isn’t a magic number.

We then tested the “fat-burning zone” myth. Zone 2 cardio does burn a higher percentage of fat during the workout, but when total daily energy use is considered, fat loss is driven by total calories burned, not the zone itself. Zone 2 is excellent for endurance and recovery, but it isn’t a shortcut to fat loss.

Running is often assumed to be far superior to walking, so we compared both over the same distance. While running burned more calories per minute, the total calories burned were surprisingly similar. This helps explain why research shows walking and running can be equally effective for fat loss when consistency is matched.

We also tested whether cardio has to last 20 minutes or longer to matter. Research on “exercise snacks” shows that very short, high-effort bouts spread throughout the day can significantly improve fitness. Longer sessions are still valuable, but time-efficient options absolutely work.

Another concern is whether too much cardio kills muscle gains. Looking at research and real-world athletes who perform large amounts of conditioning while staying extremely muscular, we found cardio doesn’t inherently burn muscle. Problems only arise when recovery and nutrition aren’t managed properly.

Finally, we tested whether cardio is better than strength training for fat loss. Cardio burns more calories during the workout, but without resistance training, more weight tends to come from muscle. Strength training helps preserve lean mass and improves long-term body composition when paired with cardio.

After all the testing, the biggest takeaway was simple: there is no perfect type of cardio. Almost any form works if it’s challenging enough for you and something you can stick to consistently. That realization motivated Andy to take the next step and begin a calisthenics program, which I’ll be coaching in an upcoming experiment.

Timestamps:
0:00 – 10 Myths
0:19 – Myth 1 Test
1:40 – Myth 2
4:02 – Myth 3
6:36 – Myth 4
7:16 – Myth 5
9:50 – Myth 6
11:00 – Myth 7
13:20 – Myth 8
14:40 – Myth 9
16:45 – Myth 10
19:50 – Myth 1 Test Results
23:15 – Best Cardio Exercises

Michelle Obama: This Is A Scam! People Were Running From Us Because We Were Black!

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Michelle Obama served as the First Lady of the United States, entering the White House alongside Barack Obama. In this candid conversation, she joins Steven with her brother Craig Robinson, a former college basketball coach turned executive, to open up about everything from Trump’s inauguration to marriage challenges, grief, and rediscovering her purpose.

Together, they discuss:
* How their parents instilled empathy, discipline, and resilience growing up amid racial tension.
* Michelle’s journey through elite schools and corporate law, driven by a need to tick society’s boxes.
* The evolution of Michelle and Barack’s relationship, from colleagues to lifelong partners.
* Fertility struggles, parenting tips, and what it really takes to sustain a long-term marriage.
* Navigating life in the White House, grief, personal boundaries, and rediscovering her true calling.

00:00 Intro
02:01 Michelle and Craig's Childhood
04:38 Values Learned from Their Parents
08:35 Michelle Skipping Second Grade
12:06 The Role of Race in Their Childhood
15:09 What "White Flight" Means
16:50 Coping with Racism
20:45 Overcoming Being Underestimated
26:23 Michelle's Search for Identity
30:10 Meeting Barack
31:49 Introducing Barack to the Family
33:38 Why Michelle Initially Rejected Barack
37:18 Michelle's Career Change: Pursuing Joy
40:41 Relationship with Barack
44:46 Couples Counseling with Barack
49:23 Pregnancy Struggles
56:16 Hardest Moments in Their Marriage
57:20 Barack Obama Runs for Public Office
01:03:18 What I Should Have Said to Barack
01:07:00 Being the First Black First Lady and Facing Scrutiny
01:15:06 Remembering Your Mother
01:16:42 The Death of Your Mother
01:18:25 Processing the Grief
01:20:31 Not Attending Trump’s Inauguration

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