Tag Archives: wish i knew

10 Money Lessons I Wish I Knew at 18 (Instead of 25) 💸

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10 Money Lessons I Wish I Knew at 18 (Instead of 25) 💸

I grew up with zero financial literacy — and it took me until 25 to finally feel financially abundant. In this video, I'm sharing the 10 money lessons that changed everything for me, so you don't have to learn them the hard way.

⚠️ DISCLAIMER
This video is for educational purposes only and should not be taken as financial advice. Everyone's financial situation is different. Always do your own research and consult a financial advisor if needed. Capital at risk.
–

🔗 LINKS u0026 RESOURCES
Trading 212 → “To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link https://www.trading212.com/join/MIA Terms apply. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Frugal Chic Newsletter: frugalchic.co.uk
Also available as a podcast on Spotify: https://open.spotify.com/show/6W8IKtl…

Timestamps:
0:00 Intro
#1 — Looking rich vs. actually becoming rich
#2 — Saving alone won't build real wealth
#3 — Getting to your first £100K is the magic number
#4 — A soft life requires hard work first
#5 — Your pension is NOT future you's problem
#6 — What happend if you don't negotiate
#7 — Do a full money audit
#8 — Good debt vs. bad debt
#9 — Figure out your FI number
#10 — Opportunity cost u0026 learning to say no

7 Accounts That Will Make You Rich: I Wish I Knew Sooner

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💸 List of my favorite High Yield Savings Accounts: https://secure.money.com/pr/s25bced2f327

✅ Get my 7-Day Money Roadmap for FREE: https://go.vincentchan.co/fCkaML
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MORE RESOUCES FOR YOU:
📈 Get up to $1,000 in free stocks with my favorite investing app: https://go.vincentchan.co/bl9g5e
💸 My favorite High Yield Saving Accounts: https://go.vincentchan.co/1KGf3z
🚗 Save on car insurance: https://go.vincentchan.co/ExdUUL
📩 Business Email → vincent@vincentchan.co

⌚️Timestamps:
0:00 Start here
0:14 1st Account
2:01 2nd Account
4:47 3rd Account
7:05 4th Account
10:15 5th Account
13:06 6th Account
14:26 7th Account
______

Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. Affiliate commissions help fund videos like this one.
All opinions expressed by Vincent Chan are solely Vincent Chan's opinions. You should not treat any opinion expressed by Vincent Chan as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion. Vincent Chan's opinions are based upon information he considers reliable, but does not warrant its completeness or accuracy, and it should not be relied upon as such. Vincent Chan is not under any obligation to update or correct any information without notice.
Past performance is not indicative of future results. Vincent Chan does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned. Before acting on information, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.

I wish I knew this in my 20s

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We are now on Telegram! Join here: https://t.me/cluelessmoney

Check out my video on savings ► https://youtu.be/KujDXKWkjgg

We are now on Telegram ► Join here: https://t.me/cluelessmoney
Become a Member of our Discord ► https://discord.gg/TxcCTWZ6mn
Follow Clueless on Instagram ► https://instagram.com/cluelessboutmoney

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Listen to the Podcasts :
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Google Podcasts ► https://bit.ly/34tx9x7

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Written By: Anshuman Sharma https://instagram.com/anshhuman/​
Video edited by Revant Talekar: https://instagram.com/RevantTalekar
Channel Producer: Raghav Sharma https://instagram.com/saysraghav/
Clueless Producer: Anshuman Sharma https://instagram.com/anshhuman/

I Wish I Knew This Before Selling Digital Products

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📍 Grab my free AI Prompts: https://tinyurl.com/milliondollarprompts
🌱 Wanna get coached by me? Join my community: https://www.skool.com/dmm/about

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Did you secretly think selling digital products would be easy? I did too.
After selling 10,000+ digital products, leaving my 12-year advertising career, and turning this into my full-time income, I can honestly say: it was a grind… and I wish I’d done it smarter from day one.

In this video, I’m breaking down 20 brutally honest lessons I learned the hard way so you don’t have to

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➨ Pin Perfection (AI‑powered Pinterest Marketing System Strategy): https://tinyurl.com/Pinperfection
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//LET'S CONNECT
Instagram: @itsrochelle.be
COLLABORATIONS: rochellebe@agencycreativa.com

// THIS IS WHAT YOU SHOULD WATCH NEXT:
How I Market My Digital Products (It’s Literally FREE)
https://youtu.be/YvtQQdqEWZI?si=Lh1MCi0Q6Y3dr05Q

// JUMP TO THE BEST BITS:
00:00 I Thought Digital Products Would Be Easy
00:48 Lesson 1
01:49 Lesson 2
03:10 Lesson 3
04:19 Lesson 4
05:17 Lesson 5
06:58 Lesson 6
08:05 Lesson 7
10:01 Lesson 8
10:45 Lesson 9
11:45 Lesson 10
12:45 Lesson 11
13:30 Lesson 12
14:34 Lesson 13
15:35 Lesson 14
16:30 Lesson 15
17:59 Lesson 16
18:51 Lesson 17
20:09 Lesson 18
21:20 Lesson 19
23:34 Lesson 20
25:23 Final Reminder

// TOOLS u0026 SERVICES I LOVE
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Be sure to subscribe for more unstoppable ways to make money online and grow your freedom business! / @rochellebe

Top 5 Claude Cowork Tips I Wish I Knew from Day One

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✅ Grab The Claude Cowork Stack – https://clickhubspot.com/3ed95e

#Claude #Cowork is insanely powerful, but there's no "gold standard" yet for setting it up, so most people get the foundation wrong and watch their workspace silently degrade over time.

After 3 months running my entire business on Cowork, this video walks you through the 5 essential rules I wish I'd known from day one. You'll learn how to keep your root CLAUDE.md lean, give your MEMORY.md the right structure, archive what's no longer current, migrate Claude Projects into Cowork workstations, and understand when to use a skill versus a workstation.

*TIMESTAMPS*
00:00 The Problem with Claude Cowork
00:19 Tip 1: The Markdown Translator
01:58 Tip 2: The 300-Line Rule
07:27 The Claude Cowork Stack
08:21 Tip 3: The Memory Diet
11:47 Tip 4: The Project Transplant
15:58 Tip 5: The Skill Check

*RESOURCES MENTIONED*
Prompt templates – https://www.jeffsu.org/top-5-claude-cowork-tips-i-wish-i-knew-from-day-one/?utm_source=youtubeu0026utm_medium=videou0026utm_campaign=v204
Free Cowork Toolkit – https://coworkacademy.ai/toolkit?utm_source=youtubeu0026utm_medium=videou0026utm_campaign=v204
The Cowork Academy waitlist – https://coworkacademy.ai?utm_source=youtubeu0026utm_medium=videou0026utm_campaign=v204

*BUILD A POWERFUL WORKFLOW*
📈 The Workspace Academy – https://academy.jeffsu.org/workspace-academy?utm_source=youtubeu0026utm_medium=videou0026utm_campaign=v204
✍️ My Notion Command Center – https://www.pressplay.cc/link/s/DE1C4C50

*BE MY FRIEND:*
📧 Subscribe to my newsletter – https://www.jeffsu.org/newsletter/?utm_source=youtubeu0026utm_medium=videou0026utm_campaign=description
📸 Instagram – https://instagram.com/j.sushie
🤝 LinkedIn – https://www.linkedin.com/in/jsu05/

*MY FAVORITE GEAR*
🎬 My YouTube Gear – https://www.jeffsu.org/yt-gear/
🎒 Everyday Carry – https://www.jeffsu.org/my-edc/

#ai

6 Accounts That Will Make You Rich : I Wish I Knew This Sooner

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https://www.youtube.com/watch?v=8pRlVm9_5Mo

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I used to think saving money was enough—until I discovered these 6 accounts that completely changed how I build wealth. In this video, I break down the exact accounts that helped me take control of my finances, grow my money faster, and finally feel confident about my financial future. If you’re serious about getting rich the smart way—without guessing or wasting time—this is for you. I wish someone told me this sooner!

► In this video, I’ll share:
00:00 Intro
01:17 Taxable brokerage account
05:22 Health Savings Account
15:56 High yield savings account
19:38 401k
23:09 Roth IRA
24:51 Checking Account

► WATCH NEXT
9 Things I Stopped Buying to Save Money https://youtu.be/PMAh5jM3D98?si=f0jeBc8VLnGlR_kY
Why Looking Poor is Important https://youtu.be/SmjyoYpRxm8?si=1Qf_wo8yVgAAgfQq
5 Greatest money lessons https://www.youtube.com/watch?v=aXXjYXqobsgu0026t=7s
11 Tiny Daily Habits to Get Rich https://youtu.be/El_9Z3r_5nE?si=0K7744-mEKyMryi4
9 Poverty Mindsets Keeping You Poor https://youtu.be/kRYFAbzXzpU?si=d29qyf0EwMafknaB

► CONNECT
I’m a CFA Charter holder and ex-investment banker who spent over 7 years advising millionaires u0026 billionaires on how to make, keep and grow their money. On this channel, I share strategies to help you build wealth
🤳Instagram – https://www.instagram.com/thrivingoba/

DISCLAIMER
The views expressed in this video are my own and do not reflect those of any organizations I may be affiliated with. This content is intended for educational and entertainment purposes only and should not be considered tax, legal, or investment advice. The information presented does not take into account any specific investor’s objectives, risk tolerance, or financial situation and may not be appropriate for all individuals. Investing involves risk, including potential loss of principal, and past performance does not guarantee future results. You are encouraged to conduct your own research or consult a licensed financial advisor before making any financial decisions. I am not responsible for any losses incurred from reliance on this content. Opinions shared are personal, not recommendations, and are based on sources I believe to be reliable but cannot guarantee for accuracy or completeness. Information shared is subject to change without notice, and I am under no obligation to update it.

7 Things I Wish I Knew Before Day Trading

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SMB Scalping Class: https://bit.ly/4rOuRA3

He lost $35,000 in his first year of trading—and says he deserved every dollar of it. In this video, Jeff breaks down the 7 hard lessons that almost ended his career… and could save yours before you make the same mistakes.

#tradingloss #stockmarket #daytrading

*SMB Disclosures* https://www.smbtraining.com/blog/smb-disclosures

3 Things I Wish I Knew At 16 (Would’ve Saved Me Years)

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Being 15 or 16 is one of the most confusing stages of life.
You’re finishing school, stressing about GCSEs, thinking about your future, and everyone expects you to have life figured out — when you don’t.
In this video, I share 3 things I genuinely wish I knew at 16. If I understood these lessons earlier, it would’ve saved me years of stress, bad decisions, and wasted time.
This video covers:
– Why GCSEs aren’t the be-all and end-all
– The compound effect and why consistency matters
– Why learning about investing early can change your future
If you’re between 15–27 and trying to plan your future, make money, and avoid mistakes, this channel is for you. Everything I share comes from real experience — not theory.
👍 Like the video if it helped
📩 Subscribe for weekly advice on money, life, and getting ahead young
💬 Drop a comment if you’re leaving school soon — I reply
More videos coming on investing, making money young, and life after school.

I’m Jordan Young — a founder building real businesses and sharing what I learn along the way.
This channel is for young people who want to:
Make money earlier. Avoid common mistakes. Learn real-world skills
If you’re under 25 and trying to level up, you’re in the right place.
📌 Check out my ebooks and resources here:
https://stan.store/jordanyoung
Join our whatsapp community "The Long Game" – https://chat.whatsapp.com/Iqwe63Y1gaP1Y7Ua5H14S5
Follow me on socials:
📷 Instagram: @jayxldn
🎥 TikTok: @jayxldn
Subscribe for more honest advice, money breakdowns, and behind-the-scenes building.
#entrepreneur #adviceforyoungpeople #business #money #selfimprovement #lifeadvice #adviceforteens #gcses #leavingschool #teenmotivation #YoungAdults #selfimprovement #InvestingYoung #moneyadvice #futureplanning #UKYouth #entrepreneur #adviceforyoungpeople

21 Things I Wish I Knew When I Started TikTok

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💥 Learn the 3-Step TikTok System to Get Views u0026 Clients (even with a small audience): https://stan.store/heymikeyanda/p/tiktok-no-growth-or-clients-fix

TikTok is one of the fastest and most effective ways to grow an audience and turn that attention into leads and sales for your business. But if you don’t understand how TikTok actually works, growth can feel confusing and frustrating. It often feels like the TikTok algorithm is working against you, especially when your videos aren’t getting views or followers.

In this video, I’m sharing 21 things I wish I knew when I started on TikTok. This is the updated, no-fluff breakdown I wish I had when I created my first TikTok account. I cover the most common questions about TikTok, explain how the algorithm really works, and walk through the biggest mistakes that hold creators back so you can avoid them. The goal is to help you create better videos, get more consistent views, and grow your TikTok following faster and with less guesswork.

👉 Learn more about my 30-Day TikTok Growth Challenge: https://stan.store/heymikeyanda/p/the-30-day-tiktok-growth-challenge

📈 FREE Training – 3-Step TikTok System to Get Views u0026 Clients (even with a small audience): https://stan.store/heymikeyanda/p/tiktok-no-growth-or-clients-fix

🚀 WANT TO WORK WITH MIKE? If you're a coach, expert, or entrepreneur who already has an offer and wants help growing on TikTok so you can attract more clients and sales, 📲 DM me "READY" to learn more about working together: https://ig.me/m/heymikeyanda/

Don't forget to subscribe to the channel to stay up to date with the latest content creator growth strategies: https://www.youtube.com/c/MikeYanda?sub_confirmation=1

WATCH THESE VIDEOS NEXT
===============================

https://youtu.be/iKtZfRlxdxc

https://youtu.be/aDAUOz94SXs

https://youtu.be/cFl9YrZYAUg

https://youtu.be/MBxjPb8hRws

https://youtu.be/ICU-j1pItlA

https://youtu.be/EbmRp4SdEaw

CONNECT WITH MIKE
================================
🎥 Follow me on YouTube:
https://www.youtube.com/c/MikeYanda?sub_confirmation=1

📱 Follow me on TikTok:
https://www.tiktok.com/@heymikeyanda

📷 Follow me on Instagram:
https://www.instagram.com/heymikeyanda/

NOTE: This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. While this channel may earn minimal sums when the viewer uses the links, the viewer is in NO WAY obligated to use these links. Thank you for your support!

0:00 Intro
0:41 #1
1:47 #2
2:59 #3
6:13 #4
7:49 #5
8:55 #6
9:34 #7
11:10 #8
13:38 #9
14:21 #10
15:16 #11
16:07 #12
16:53 #13
18:26 #14
20:36 #15
21:43 #16
23:14 #17
25:07 #18
26:03 #19
28:11 #20
30:04 #21

#tiktokalgorithm #howtogrowontiktok #tiktoktips

10 Money Lessons I Wish I Knew In My 20’s (Zero to Millionaire)

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Use SoFi to buy, sell, and hold crypto all in one app:
https://go.sofi.com/charliechang

I made a lot of money mistakes in my 20s. Looking back now, there are so many things I wish I understood earlier about making, saving, and investing money.

In this video, I share 10 money lessons I learned the hard way, from being too frugal, focusing on saving instead of increasing income, investing mistakes, understanding taxes, tracking your money, and building the right money mindset. These are lessons that completely changed how I think about money and helped shape the financial life I have today.

Use the resources below to get to your first $100k!

💰 Use Monarch Money to track your net worth: https://www.charliechang.com/monarchmoney/

► Get access to my FREE side hustle courses:
https://www.sidehustlemastery.com

My favorite finance + business products:
💳 My favorite credit cards: https://yourbestcreditcards.com/card-finder/?ccid=2004
🏦 Favorite online savings accounts: https://www.bankrate.com/landing/charlie-chang/best-savings-options/
📈 Get up to 12 Free Stocks on WeBull: https://bit.ly/webull12stocks
🖥️ Best AI website builder (Less than $3/month using code CHARLIECHANG): https://hostinger.com/charliechang
🥇 Hire the top 1% of overseas talent: https://paired.so/charlie

► Join my FREE newsletter:
https://buildabetterbusiness.co/subscribe

If you’re in your 20s (or even your early 30s), watching content like this already puts you ahead of most people. My goal with this video is to help you avoid some of the mistakes I made and give you a clearer framework for building wealth, increasing income, and making smarter financial decisions earlier in life.

One of the biggest reasons I struggled with money in my 20s was taking the right mindset too far. Saving and growing your net worth is important, but it has to be balanced with actually living your life. I’m incredibly grateful I learned the importance of investing, and building long-term wealth early on.

If you want to see more videos like this, check out my other videos:

30 Brutal Business Truths I Wish I Knew In My 20s:
https://www.youtube.com/watch?v=m7UM_c9Za-g

12 Years of Marketing Knowledge in 35 Minutes:
https://www.youtube.com/watch?v=UbKQFqpRcio

I hope you guys found this video helpful, and if you did, please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!

Thank you for watching, and I hope you have a wonderful rest of your day!

– Charlie

#MoneyLessons #PersonalFinance #Investing

Timeline:
0:00 – Money Mistakes I Made in My 20s
0:49 – Lesson 1: Finding the Right Balance With Frugality
2:37 – Lesson 2: Focus on Increasing Your Income
4:19 – Lesson 3: Why Simple Investing Works Best
6:21 – Investing in Crypto and Removing Investing Friction
7:27 – Lesson 4: Know Your Hourly Rate
8:41 – Lesson 5: What School Never Taught You About Money
10:07 – Lesson 6: Tax Loss Harvesting Explained
11:37 – Lesson 7: Pre Tax vs Post Tax Money
13:23 – Lesson 8: Finding a Money Mentor
15:15 – Lesson 9: How to Track Your Money
16:25 – Lesson 10: The Money Mindset That Changed Everything
18:01 – Final Thoughts and Takeaways

Disclaimer: Some of the links above may be affiliate links, which means that if you click on them, I may receive a small commission. The retailers and financial services companies pay the commission at no cost to you, and this helps to support our channel and keep our videos free. Thank you!

In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.

► My Instagram: https://www.instagram.com/charlie__chang/