In this video I am sharing my actual net worth at age 33 and how I split my money between cash, high yield savings, index funds, individual stocks, T‑bills, and my businesses.​ I was extremely hesitant to film/post this video for months because it's very transparent (which means it's a total invasion of my privacy), but I kept getting questions about how I actually manage and allocate my money, so I figured a honest walkthrough would be valuable.

Hopefully this video will be helpful for some of you who are looking to grow your net worth. Now, how I allocate and invest my money shouldn't influence how you do it. In fact, there are probably many better investments I could've made. And there are many investments I'll be moving into this year, including real estate and less conservative funds. Also, my net worth number may be impressive to some, and not to others. I don't care and that was not the reason I decided to post this video. I know MANY people with much higher net worths who are younger than me, so just know that this is achievable. If growing your net worth is your goal, spend energy on that goal and it will happen. Don't compare your net worth with any one else's because we are all at different parts of the journey.

Here are some of the tools I use to manage and grow my money:

✅ Monarch Money 7 day trial (how I track my net worth): https://www.charliechang.com/monarchmoney/
✅ SoFi High-yield savings account (4% and up to $300 bonus): https://bit.ly/sofisavings
✅ Open a free Public investing account: https://bit.ly/public-bonus
​✅ Webull: https://www.charliechang.com/webull/

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I'll go over how much I keep in checking account, how much is in my high yield savings accounts, my brokerage accounts, why I am such a big fan of simple index funds and ETFs, my real estate portfolio, etc.​ If you are trying to build wealth in your 20s, 30s, or 40s, I hope this video gives you a clear, real life example of how managing your money can look like with a net worth of just under $10m. Again, this video is not meant to be a flex, and I really hope this video inspires you to focus on hustling, and build your dream life. Everything is in your control.

If you want to see more personal finance videos like this, check out my other videos:

10 Money Lessons I Wish I Knew In My 20's (Zero to Millionaire):
https://youtu.be/vD5TwRgt9cg

14 Money Rules That Millionaires Don't Want You To Know
https://youtu.be/cvpUJ9dC88Y

I hope you guys found this video helpful, and if you did, please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!

Thank you for watching, and I hope you have a wonderful rest of your day!

– Charlie

#Investing #PersonalFinance #Millionaire

Disclaimer: Some of the links above may be affiliate links, which means that if you click on them, I may receive a small commission. The retailers and financial services companies pay the commission at no cost to you, and this helps to support our channel and keep our videos free. Thank you!

In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.

► My Instagram: https://www.instagram.com/charlie__chang/