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In this video, I want to talk about the silent epidemic of "Invisible Debt" that is swallowing an entire generation. I’ve seen so many young professionals who earn a great salary, yet wake up on the 2nd of the month with only ₹400 in their bank account because of a dozen auto-debits they barely remember signing up for. From ₹499 biryanis on BNPL to ₹15 Lakh wedding loans, we are being tricked into buying a lifestyle we haven't earned yet, just to impress strangers on Instagram.

I break down the brutal math of how a 36-48% interest rate on a credit card can turn a ₹1 Lakh bill into a 21-year-long struggle if you only pay the "Minimum Amount Due." We are living in a world where banks tell us we "deserve" luxury, but what we actually deserve is financial freedom and a life without the crushing weight of EMIs. My goal with this video is to help you break out of this golden cage and fix your CIBIL score.

#DebtTrap #GenZLoans #warikoo

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Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

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🖋 Daily Blog: https://ankurwarikoo.com/blog/