Tag Archives: ankur warikoo

6L to be REPAID by January – How Should He PLAN? | Money Matters Ep. 122 | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

Find your perfect credit card in 60 seconds: https://monzy.co/go/ytn
No ads. No spam.

WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

Most of us are raised to believe buying land is always a smart move – that property only goes up. But sometimes the most freeing decision a young person can make is to let that land go. That's the heart of this Money Matters conversation with a 25-year-old government officer. On an in-hand salary of ₹28,000, he ended up buying a plot in his first job that pulled him into roughly ₹16 lakh of debt.

My honest advice is to sell the plot now, use the ~₹20 lakh to clear every loan, renovate the family home to last another 10 years, and walk into December completely debt-free. From there we build the real plan. Watch till the end for the full plan, and tell me in the comments what you'd have chosen – sell or hold.

00:00 About Gaurav
01:15 Expectations from Money Matters
02:30 Current finances
06:38 Plan for finances
18:34 Closing remarks

#PersonalFinance #MoneyMatters #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/449B8MM
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3RjcgiN
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/4bkzLyE
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Why Two Incomes Are Making Indian Families Poorer | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

Find your perfect credit card in 60 seconds: https://monzy.co/go/ytg
No ads. No spam.

WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

On paper, this should be the wealthiest generation India has ever produced. A couple working in tech in Bengaluru or Gurgaon can together earn in a month what their parents earned in an entire year. Two incomes instead of one, often one child instead of two. By every logic, savings should be overflowing. And yet the numbers say the opposite – India's household savings have fallen from around 7-8% of GDP in 2010 to about 5.3% today, while household debt has climbed from 26% to 43% of GDP, with unsecured personal loans and credit card borrowing growing over 20% year on year. So this video answers one simple but uncomfortable question – how did India get poorer with two incomes?

The answer isn't new. In 2003, American law professor Elizabeth Warren studied bankrupt families and found something shocking – the households most likely to go bankrupt weren't the poorest, they were dual-income families with two kids, saving less than a single-income family did in 1970. The same thing is now happening here. I explain why the second income never created wealth – it created eligibility. It let families reach for the school, the society, the car, the lifestyle that was previously out of reach. But when everyone gains that eligibility at once, supply stays fixed and prices simply rise, which is the most basic principle of economics – when everybody gets money, nobody gets rich, things just get costlier. Worse, the second income quietly removed the family's insurance – the fallback earner who could step in during a layoff, an illness, or a burnout – leaving couples locked in a golden cage where neither can afford to pause, pivot, or rest. I walk through a real email from a couple earning ₹2.1 lakh a month planning a ₹1.7 crore house, and the brutal maths of what that would do to them. Then I share the fix, and how my wife and I actually run our own household on it. Do that for 10 to 15 years and you escape the rat race – because you can't control house prices or school fees, but you can absolutely control your own commitments.

#PersonalFinance #MoneyMindset #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/449B8MM
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3RjcgiN
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/4bkzLyE
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Why GOLD Is RISING Faster Than You Think | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

Find your perfect credit card in 60 seconds: https://bit.ly/MonzyCo
No ads. No spam.

WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Let me start with three numbers. India's GDP grew 7.7% last financial year. Yet the US dollar is close to ₹95 as I record this. And gold: a tola crossed ₹1.7 lakh recently, up from about ₹46,000 just five or six years ago. Put those three together and a strange picture emerges – we're one of the fastest-growing large economies, our currency keeps depreciating against the dollar, and gold is climbing relentlessly. So why does it feel like your salary buys less and less every year, and how should you think about your money if you want to be genuinely smart about this reality?

In this video, I break down why the rupee is falling against the dollar and why the dollar's rise acts as a hidden tax on everything from an Apple laptop to international travel – with the rupee losing roughly 3.5 to 4.5% against the dollar every year. I then explain why gold is really rising and why central banks worldwide have been hoarding physical gold since it's the one asset no single country controls. The real payoff is how to respond – smart diversification across geographies and asset classes. I share my own split, why jewellery is not gold investing, why digital gold and gold ETFs are the smarter route, and salary-band-specific splits across US markets, gold, and Indian equities.

#PersonalFinance #Investing #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/449B8MM
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3RjcgiN
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/4bkzLyE
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Rich Dad Poor Dad Got THESE Things WRONG! | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

Is your child playing the India Genius Challenge (IGC)?
This is what the smartest kids in the country are playing right now – 44,000+ of them — every day for free – online – for just 5 minutes. All for the ultimate prize – 10L Scholarship at the National Finals in Delhi in November.
Sign up for free on https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

In this video, I take a deep dive into the legendary book Rich Dad Poor Dad by Robert Kiyosaki and explain why following its advice blindly in 2026 India could be a huge financial mistake. While the book revolutionized personal finance when it was released in 1997, the economic landscape of modern-day India is vastly different from 90s America. I break down the 'Home as a Liability' concept with actual math, comparing US rental yields and interest rates to the Indian market to show why buying a house through a loan in India rarely makes it an 'asset' in the way Kiyosaki describes.

I also challenge the book’s dismissal of formal education and its push to 'escape the rat race' at any cost. I emphasize the importance of protection through insurance, automating your investments through SIPs to overcome 'habit problems', and most importantly, focusing on increasing your income while you're young rather than just obsessing over minor cost-cutting.

#RichDadPoorDad #PersonalFinance #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

I Don’t Invest 100% of My Money in India – Here’s Why | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

Find your perfect credit card in 60 seconds using Monzy.co. No Ads. No Spam.
Check it out here: https://monzy.co/

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Most of us are taught to keep our money exactly where we live. You earn in India, you invest in India, you retire in India – and anything else feels almost disloyal. But there's a quieter, smarter way to think about it: your job as an investor is to make your money grow wherever it grows best, without taking undue risk, and then bring it home to spend in our own economy. That single shift – from "where should I invest?" to "where does my money work hardest?" — changes everything. And right now, the data is pointing somewhere most Indian investors aren't looking.

That somewhere becomes obvious the moment you see the numbers – India has slipped to the 7th largest stock market in the world, overtaken by South Korea and Taiwan in a matter of weeks, when just 18 months ago our market was three times the size of Korea's. The one-word reason behind their surge? Chips. As the entire world races toward AI, the models we all use run on physical semiconductor hardware – and that hardware is concentrated in a handful of companies in Korea and Taiwan. I break down why this is happening, why geographic diversification matters, and the smart, low-risk way to do it through ETFs rather than individual stocks. I also walk through the real numbers – how the same investment in a Korea ETF outperformed the Nifty by over 50% once you factor in dollar appreciation – and cover the practical side including capital gains tax on global stocks, TDS on dividends, TCS on outward remittance, fractional shares, and when it actually makes sense to start. Watch till the end because becoming a global investor may be the smartest way to think about your money – money that ultimately comes home and grows this country.

#PersonalFinance #Investing #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

SIP KYA HAI? SIP vs LUMPSUM EXPLAINED! | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

What is an SIP?
How do SIPs work?
How is the return generated through SIP?

While we see how SIP really works- through an excel sheet, I will walk you through the process of switching from regular to direct mutual funds SIP on the INDMoney app.

Save money by moving your SIPs from regular to direct plans – in a few clicks. Download the INDmoney app – https://indmoney.onelink.me/q36k/6bbfc9e0

Get the notes for this video at – https://bit.ly/3j9PvsB

Towards the end, we will discuss the most important thing to keep in mind while signing up for it that will help you enjoy healthy returns with minimum risk!

If there are any questions, I’d love to take them up in the comments section below.

#SIPs #Investment #warikoo

Click here to subscribe to my YouTube channel: http://shorturl.at/bizNX

—————————————————————————————————-

Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on YouTube, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Mn+ people.
He posts 3 Hindi and English videos every week on his YouTube channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.

Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.

An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.

Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.

———————————————————————————————————————————————————

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/Tmbo2nUTnhn9vjpG7

My bestselling books:
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do Epic Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Why is GenZ Taking LOANS?! | Financial Nihilism Part 2 | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

Find your perfect credit card in 60 seconds using Monzy.co. No Ads. No Spam.
Check it out here: https://monzy.co/

WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

In this video, I want to talk about the silent epidemic of "Invisible Debt" that is swallowing an entire generation. I’ve seen so many young professionals who earn a great salary, yet wake up on the 2nd of the month with only ₹400 in their bank account because of a dozen auto-debits they barely remember signing up for. From ₹499 biryanis on BNPL to ₹15 Lakh wedding loans, we are being tricked into buying a lifestyle we haven't earned yet, just to impress strangers on Instagram.

I break down the brutal math of how a 36-48% interest rate on a credit card can turn a ₹1 Lakh bill into a 21-year-long struggle if you only pay the "Minimum Amount Due." We are living in a world where banks tell us we "deserve" luxury, but what we actually deserve is financial freedom and a life without the crushing weight of EMIs. My goal with this video is to help you break out of this golden cage and fix your CIBIL score.

#DebtTrap #GenZLoans #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

₹23,000 Salary, 3 Goals, 5 Years – Can She Do It?! | Money Matters Ep. 117 | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

Find your perfect credit card in 60 seconds using Monzy.co. No Ads. No Spam.
Check it out here: https://monzy.co/

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this episode of Money Matters, I spoke with Rutuja. On a salary of around ₹23,000 a month, she has no loans, supports her younger sister's education, has taken insurance for herself and her sister, and sets aside ₹2,000 every single month to invest in her own learning. At an age when most people are still figuring out their first paycheck, she's already running a quietly disciplined, thoughtful financial life.

So this conversation wasn't about rescue – it was about building. We mapped out a simple three-bucket investment plan for her surplus and worked through her three real goals for the next five years: building a small house on her family's land, contributing to her own wedding, and creating a corpus that gives her parents a monthly income once she's married. I also share why she shouldn't rush into term insurance just yet, and why a health cover for her parents matters more right now.

00:00 About Rutuja
01:03 Expectations from Money Matters
02:06 Current finances
09:38 Plan for investment
15:44 Insurance planning
17:55 Closing remarks

#FinancialFreedom #MoneyMatters #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

The FIRST Generation to LOSE All 5 SAFETY NETS! | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

Get Spam-Free Insurance Advice by Ditto👇
https://ditto.sh/iks2vu

Open your bank account, check your balance, then calculate your monthly expenses. The gap between the two is your entire safety net – and for most of us, that gap is far too small. If that's you, here's the first thing I want you to know: it is not your fault. When our parents were our age, that same gap didn't worry them, because they had invisible safety nets working quietly in the background – and one by one, those nets have been taken away from us. This is the first generation in this country growing up with all of them gone at once, being told to stand entirely on its own.

In this video I walk through the five institutional safety nets our parents had that have disappeared for us and the data behind why each one collapsed. In the second half I cover the two safety nets you can still buy back and put entirely in your own hands. Watch till the end, and tell me in the comments which of these five safety nets you feel the loss of most.

#FinancialFreedom #warikoo #partnership

——————————————————————————————————————————

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

2023 – Your JOURNEY to BECOME a MILLIONAIRE starts NOW! | Income Tips 2023 | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/Tmbo2nUTnhn9vjpG7

2023 could be a period of economic recession.

However, it is also a period where you can become a millionaire, if you make use of these opportunities.

These are 10 opportunities that are at your disposal at the click of a button, and there is absolutely no reason for you to not crystallise on them.

Which one are you going to begin with? Let me know in the comments.
I am excited for your 2023 🙂

Subscribe to my all-new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! https://t.co/pMdPNe4Quf

#warikoo #income #getrich

——————————————————————————————————————————

My Money Apps: https://bit.ly/3Zg56eR

My bestselling books:
‘GET EPIC SHIT DONE’: https://ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: https://ankurwarikoo.com/doepicshit

My gear for shooting this video:
🎥 Sony a7III camera: https://bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: https://bit.ly/3KCCiF0
🎙️ Shure SM7B Microphone: https://bit.ly/3O1NAVA
🔆 Fill Light 60W: https://bit.ly/37aJolP
💡 Key Light 150W: https://bit.ly/3O9nyjs
📽️ Benro IT15 Tripod for Sony a7III camera: https://bit.ly/3O4PvJ1

Useful links:
20 books for your 20s: https://bit.ly/WarikooBooks
20 online courses for your 20s: https://bit.ly/WarikooOnlineCourses
Gadgets that I use: https://bit.ly/WarikooGadgets

The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

Let’s connect online:
🎙️ My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋️ Daily Blog: https://ankurwarikoo.com/blog/