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Video Description
https://www.marcus.com/us/en/savings/referral?referralcode=ERI-W4N-K4NY
➡️ Start investing with Fidelity:
https://fidelity.app.link/e/RuLir67eFXb
➡️ Get cash back with Rakuten:
https://www.rakuten.com/r/ERINY74?eeid=28187
I saved $100K by 24, and in this video I’m breaking down what actually worked.
I want to be honest from the start: one of the biggest advantages I had was living at home and not paying rent. I’m not going to pretend that didn’t matter. But I also want to show you exactly what I did with that advantage, how I built income from nothing, how I avoided lifestyle inflation, and how the same system can still help you even if your situation looks completely different.
This video is about the real path to saving your first $100K: knowing your numbers, lowering the expenses that trap you, building income, using your advantages intentionally, setting up simple money systems, and not upgrading your life every time you make more money.
I’ll walk through my background, the advantage I had, how I built income through jobs, internships, corporate work, YouTube, and side hustles, and the actual budget math that matters if rent is already eating up your paycheck.
This was never just about hitting a number. It was about breathing room, peace, and having options.
If you haven’t watched it yet, I also made a video on the 8 money habits that keep people broke, where I go deeper into the spending patterns and mindset shifts that helped me start saving more consistently. Watch that one after this if you want to keep building your money foundation.
Check it out here: https://youtu.be/_taownK6DHo?si=KvYIspU4EQU56Nm_
Helpful links:
🏦 Marcus high-yield savings: https://www.marcus.com/us/en/savings/referral?referralcode=ERI-W4N-K4NY
📈 Fidelity investing: https://fidelity.app.link/e/RuLir67eFXb
💸 Rakuten for cash back: https://www.rakuten.com/r/ERINY74?eeid=28187
If you want me to make a beginner investing video from scratch, comment INVEST below.
And if you’re in your 20s and feeling lost with money, you’re not behind. We didn’t learn this stuff in school, and most of us didn’t learn it at home either. You’re figuring it out, and one step is enough to start.
Subscribe for new videos every Sunday about saving, investing, building income, and getting smarter with money in your 20s.
Watch next: 8 Money Habits Keeping You Poor
https://youtu.be/_taownK6DHo?si=KvYIspU4EQU56Nm_
#SavingMoney #PersonalFinance #MoneyInYour20s #HowToSave100K #InvestingForBeginners #DebtFreeJourney
Timeline:
0:00 – Intro
0:32 – My honest background
2:00 – The biggest advantage I had
3:28 – How I actually got here
5:01 – The real budget math
5:40 – What to do with leftover money
7:08 – The tools that helped me save and invest
9:03 – Building multiple income streams
10:42 – The real lesson
12:17 – Final thoughts
Disclaimer: Some of the links above may be referral or affiliate links, which means I may receive a small bonus or commission if you sign up through them, at no extra cost to you. This video is not sponsored.
Nothing in this video is financial advice. I am not a financial advisor. I’m just sharing my personal experience, what worked for me, and what I learned along the way. Please do your own research and make decisions that fit your own financial situation.
