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It took me 30 years to realize what I’ll tell you in 8 minutes..

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It took me 30+ years to realize what I'll tell you in 10 minutes…

Financial Minimalism Blueprint waitlist https://yt.gbult.co/FMwaitlist

Top High Yield Savings Accounts https://yt.gbult.co/savingsacct

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DISCLAIMER: This content is for educational purposes only and does not constitute financial advice. Investing involves risk; please do your own research. Some links may be affiliate links, meaning I may earn a commission at no extra cost to you.
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How Much $1M, $2M, and $3M REALLY Give You in Retirement (With & Without Social Security)

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This video breaks down exactly how much income you can expect in retirement with $1 million, $2 million, or $3 million, using real numbers with and without Social Security. You’ll see how different withdrawal strategies, spending patterns, and tax rules—like RMDs, Roth conversions, and IRMAA thresholds—can dramatically change your long-term retirement income. We compare traditional withdrawal rates with higher starting withdrawals based on the latest retirement spending research, so you can understand what your savings truly buy you in real life. If you want a clear, data-backed picture of retirement income planning, this breakdown will show you exactly what’s possible at every wealth level.

00:10 Intro
00:37 The $1,000,000 Retiree
04:35 The $2,000,000 Retiree – Conservative
05:47 Two-Buck Million + Million Strategy
06:18 Bucket #1: The Early-Retirement Lifestyle Bucket ($1M)
07:28 Bucket #2: Your Long-Term Retirement Bucket ($1M)
09:05 Combining Both Buckets at Age 62
09:47 Why This Design Frees Up FAR More Money in Your Early Retirement
10:16 The $3,000,000 Retiree(s)
13:52 Comparing the Portfolios u0026 Income
15:19 Tax Segment
15:37 1. How much taxable Social Security they’ll actually owe
16:20 2.RMDs Can Push Them Into Much Higher Brackets — AND Increase How Much of Their Social Security Is Taxed
18:13 3. When Roth conversions make the most sense
19:28 4. IRMAA: the Medicare surcharge everyone forgets about
21:46 Bloopers

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Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.

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It Took Me 14 Years to Realize What I’ll Tell You in 70 Minutes

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Download your free scaling roadmap here: https://www.acquisition.com/roadmap-yt-d
The easiest business I can help you start (free trial): https://www.skool.com/hormozi
Business owners: Want to scale faster? We provide in-person advisory for companies doing at least $1M per year: https://www.acquisition.com/workshop-yt-d

Timestamps:
Intro – 0:00
1. You're Not Disciplined – 0:26
2. Why You're Stuck – 2:36
3. Develop This Mindset – 6:28
4. How To Focus – 10:31
5. Win In The Long Term – 17:52
6. The Impact of A.I. – 20:14
7. Select The Right Price – 21:44
8. Sell At The Right Time – 24:15
9. Sell The Right Info – 26:33
10. Train Your Sales Team – 29:07
11. Develop Strong Influence – 33:42
12. Build A Strong Brand – 38:28
13. Solve Any Constraint – 42:28
14. Have People Listen To You – 57:04
15. Eliminate Key-Man Risk – 1:00:33
16. Be Clear On Definitions – 1:04:54
17. Death Creates Clarity – 1:08:02

If you’re new to my channel, my name is Alex Hormozi. I’m the founder and managing partner of Acquisition.com. It’s a family office, which is just a formal way of saying we invest our own money into companies. Our 10 portfolio companies bring in over $250,000,000+ per year. Our ownership stake varies between 20% and 100% of them. Given this is a YT channel, and anyone can claim anything, I’ll give you some stuff you can google to verify below.

How I got here…

21: Graduated Vanderbilt in 3 years Magna Cum Laude, and took a fancy consulting job.
23 yrs old: Left my fancy consulting job to start a business (a gym).
24 yrs old: Opened 5 gym locations.
26 yrs old: Closed down 6th gym. Lost everything.
26 yrs old: Got back to launching gyms (launched 33). Then, lost everything for a 2nd time.
26 yrs old: In desperation, started licensing model as a hail mary. It worked.
27 yrs old: "Gym Launch" does $3M profit the next 6 months. Then $17M profit next 12 months.
28 yrs old: Started Prestige Labs. $20M the first year.
29 yrs old: Launched ALAN, a software company for agencies to work leads for customers. Scaled to $1.7mmo within 6 months.
31 yrs old: Sold 75% of UseAlan to a strategic buyer in an all stock deal.
31 yrs old: Sold 66% of Gym Launch u0026 Prestige Labs at $46.2M valuation in all-cash deal to American Pacific Group. (you can google it)
31 yrs old: Started our family office Acquisition.com. We invest and scale companies using the $42M in distributions we had taken + the cash from the $46.2M exit.
32 yrs old: Started making free content showing how we grow companies to make real business education accessible to everyone (and) to attract business owners to invest or scale their businesses.
34 yrs old: I became co-owner of https://Skool.com to help the many people who want to start a business online do so.

Today: Our portfolio now does $200M/yr between 10 companies. The largest doing $100M/yr the smallest doing $5M per year. Our ownership varies between 20% and 100% ownership of the companies. Many of them we invested in early and helped grow (which is how we make our money – not youtube videos).

To all the gladiators in the arena, we’re all in the middle of writing our own stories. The worse the monsters, the more epic the story.

You either get an epic outcome or an epic story. Both mean you win.

Keep crushing. May your desires be greater than your obstacles.

Never quit,

Alex

DISCLOSURE
Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies, and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary.
Copyright © 2025.

It took me 25+ years to realize what Jim Carrey will tell you in 10 minutes…

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Jim Carrey's powerful speech compilation will leave you in awe as he discusses spirituality, depression, and letting go. One of the most inspiring speeches you'll hear.

#tu0026h #jimcarrey #depression

"I just want to be myself."
– Jim Carrey

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Tu0026H Inspiration is on a mission to share inspiring wisdom. The goal is to have you pause, think, and reflect. Many of our videos revolve around the extraordinary teachings of Alan Watts that we produce with permission from the Alan Watts Electronic University.

Tu0026H also films and releases original interviews with iconic people who have experienced successes, while also persevering through life's highs and lows. We look forward to sharing more of these perspectives and insights.

Our hope with these videos is to push your thinking. As Alan Watts said “No one is more dangerously insane than one who is sane all the time: he is like a steel bridge without flexibility, and the order of his life is rigid and brittle.” – Alan Watts.

HMRC WILL get YOU in 2026 (Protect Your Money)

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Download your 2026 HMRC TAX GUIDE: https://youraccountant.link/HMRCSAVETAX2026
Book a call with Your Accountant? https://youraccountant.link/HMRCCALL

HMRC IN 2026: READ THIS BEFORE THEY WRITE TO YOU

HMRC are moving into a new phase – more data, more platform reporting, and Making Tax Digital landing in April 2026 for a lot of sole traders, self-employed people and landlords. That means ordinary people will start getting brown envelopes that look scary.

In this video I break down:
✅ Why 2026 is a “watershed” year for HMRC
✅ How HMRC’s tech (Connect, data matching, platform reporting, even social media) is making it harder to “fly under the radar”
✅ The groups most at risk: online sellers, landlords, freelancers/side hustles, crypto traders, people with overseas income
✅ Why most letters are “fishing” — and how to stop a fishing expedition becoming a bill
✅ What MTD (Making Tax Digital) in April 2026 actually means for you — and why the real money is in penalties
✅ The simple protection plan: records, tax efficiency, and responding strategically
✅ When to bring in an accountant so you don’t over-pay

If you sort this out before HMRC contact you, you keep control. If you wait until there’s a brown envelope in your hand, you start from panic.

CHAPTERS

0:00 – Why HMRC will hit more people in 2026
1:02 – What makes 2026 so critical
1:08 – Driver 1: HMRC’s new tracking tech (AI, data matching, platform data)
1:57 – Driver 2: Government needs more revenue
3:00 – What we’re seeing now: more letters and nudge campaigns
3:16 – Who’s in the firing line: sellers, landlords, freelancers, crypto
4:48 – Inside HMRC’s ‘surveillance stack’ (Connect, banks, social media, international data)
6:40 – Got a brown envelope? How to respond without panicking
8:00 – Making Tax Digital from April 2026: the penalty goldmine
10:36 – Practical protection: document everything
11:41 – Tax efficiency example: cake business doesn’t pay tax on £3,000
13:08 – Get ahead: register, know thresholds, prepare for MTD
14:08 – Why a good accountant is a shield, not just a form-filler
15:04 – Bigger picture: ordinary people, tighter net
17:19 – Your next steps + free 2026 HMRC guide / work with us

Resources

📥 Download the FREE 2026 HMRC Protection Guide
Explain what to keep, how to respond, MTD checklist, and what to do if a letter lands. https://youraccountant.link/HMRCSAVETAX2026

📞 Need help or want your situation reviewed?
Speak to an accountant who deals with e-commerce, property, freelancers and MTD prep: https://youraccountant.link/HMRCCALL

Disclaimer

This video is for general information only. It is not tax, legal or financial advice. Everyone’s circumstances are different and HMRC take intention, records and behaviour into account. If you’ve had a letter already, or you have multiple income streams (property, e-commerce, crypto, overseas), get professional advice before you respond. We do not support or promote tax evasion — this is about staying compliant and not overpaying.

How to Make Passive Safes Work for You in GTA 5 Online (AFK Money)

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Passive safes are the easiest way to make money in 2025 — but only if you use them correctly…

In this video, I show you exactly how to set up every passive income business in GTA 5 Online and stack them together for maximum money with minimal effort.

This is the ultimate GTA Online money guide for both beginners and experienced players in 2025. I’ll walk you through all the best passive income businesses, how they work, and how much each one earns per day.

Passive businesses covered in this video:
• Nightclub
• Agency
• Arcade
• Acid Lab
• Car Wash
• Bail Office
• Salvage Yard
• Motorcycle Club Businesses
• Special Cargo Warehouse

Subscribe for more GTA Online guides and drop a like if you passive income!
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⭐ Subscribe for the best GTA Online tips and tutorials!
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⭐ Stay tuned for more content – see you in the game!

⭐ Pssst… I'll be recording GTA 6 too, so you'll subscribe anyway 😉

Billionaire Banks Found a New Way To Trap You In Debt

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Shady companies are now offering people "medical credit cards" to pay for procedures they can't afford.

These cards from companies like Synchrony’s CareCredit can end up trapping people in medical debt.

One patient compared it to signing their life away.
—–

More Perfect Union is an Emmy-winning, nonprofit newsroom whose mission is to build power for working people. Here’s what that means: We report on the real struggles and challenges of the working class from a working-class perspective. We attempt to connect those problems to potential solutions. We report on the abuses and wrongdoing of corporate power. And we seek to hold accountable the ultra-rich who have too much power over America’s political and economic systems.

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It Took Me 40 Years to Learn What I’ll Tell You In 14 Minutes

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What does it really mean to be wealthy? In this powerful message, Tony Robbins reveals why true wealth isn’t just about money. Learn how to expand your wealth set point, create lasting abundance, and live a life of purpose and freedom, regardless of how much money you have.

Watch more videos like this 👇
“This Is What They’ll Never Tell You About Success” – Tony Robbins: https://youtu.be/ZisIy7hsSVs
How Tony Robbins $125M Loss Became His Greatest Lesson: https://youtu.be/WwrR26BjrZg
Why Strategy Alone Will Never Scale Your Business: https://youtu.be/HiVu2Lcv6vA
Follow These 7 Simple Steps to Get Anything You Want In Life: https://youtu.be/CwsBMt4yP50

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Tony Robbins is a #1 New York Times best-selling author, entrepreneur, philanthropist, and the nation's #1 Life and Business Strategist. For more than four and a half decades, more than 100 million people from 195 countries have enjoyed the warmth, humor, and transformational power of his business and personal development events.

Mr. Robbins is the author of seven internationally bestselling books, including three #1 New York Times bestsellers: Money: Master the Game, Unshakeable, and Life Force. He created the #1 personal and professional development program of all time, and more than 10 million people have attended his live seminars.

Anthony Robbins is the chairman of a holding company comprising more than 110 privately held businesses with combined sales exceeding $7 billion a year. He has been named in the top 50 of Worth Magazine’s 100 most powerful people in global finance for three consecutive years, honored by Accenture as one of the "Top 50 Business Intellectuals in the World''; by Harvard Business Press as one of the "Top 200 Business Gurus"; and by American Express as one of the "Top Six Business Leaders in the World" to coach its entrepreneurial clients. Fortune’s recent cover article named him the “CEO Whisperer.”

He is a leader called upon by leaders, and has worked with four US presidents, top entertainers — from Aerosmith to Green Day, to Usher and Pitbull, as well as athletes like Serena Williams, Andre Agassi, and the 2022 NBA Champion Golden State Warriors. Billionaire business leaders seek his advice as well; casino magnate Steve Wynn, and Salesforce.com founder Marc Benioff are among those grateful for his coaching.

As a philanthropist, through his partnership with Feeding America, Mr. Robbins has provided over 985 million meals in the last 8 years to those in need. He is two years ahead of schedule to provide 1 billion meals. Through the Tony Robbins Foundation, he has also awarded over 2,500 grants and other resources to health and human services organizations, implemented life-changing curricula in 1,700+ correctional facilities and gathered thousands of young leaders from around the world with its teen programs. In addition, he provides fresh water to 250,000 people a day in India in order to fight the number one killer of children in that country-waterborne diseases.

What Retirement Income Puts You in Top 25%, 10%, 1%

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🚑 Chapter Medicare Advisers: http://askchapter.org/azul (affiliate link)
📊 Boldin/New Retirement: https://go.boldin.com/azul (affiliate link)
🔥 Azul's Newsletter: https://www.azulwells.com/
📘 Azul's Favorite Books (retire confidently u0026 live your best life). Affilate link.
❓ Ask Azul a question ➡ https://forms.gle/85rVsosyqb4XikVB6

💲 NEED FINANCIAL ADVICE? 💲
1) Google "fee-only financial adviser" or visit www.NAPFA.org (largest association of fee-only financial advisers). NOT an affiliate link
2) The first question to ask any financial adviser is, "Are you a fiduciary to me 100% of the time". Get the answer in writing
3) Please note that some people call themselves "fee-based". This is NOT the same as fee-only. Fee-only advisers have committed to being fiduciary to you 100% of the time.
4) Personally, I would only hire an adviser who is a fiduciary to me 100% of the time. This is not a suggestion on what you should do. Just sharing my personal preference.

⚠️ Azul's "Scammer" Warning ➡ PLEASE READ! ⚠️
Be careful of scammers. In the comments section, I will NEVER ask you to contact me, offer any investment products, recommend a stock broker, or anything similar. Some scam bot commenters 'ask' for investment help, and later, other comment bots reply with "how great X idea/investment/person is" in the replies. These are scam threads. Do not fall for them.

🚨 Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨
This information is only provided as an informational resource and should not be viewed as investment advice or recommendations. To get professional financial advice from a fee-only financial advisor near you, please visit www.napfa.org.

The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the right decision for you and your family.

This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.

This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.

Spoiler Alert: There are no "get rich" programs. Rather, just basic blocking u0026 tackling and putting in time and care. Do your homework, choose wisely and (IMHO) work with experienced professionals who are fiduciary to you 100% of the time.

*772 What Retirement Income Puts You in Top 25%, 10%, 1%

What Net Worth Puts You in the Top 10% of Americans?

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Try Rocket Money for free: https://RocketMoney.com/Humphrey

Today we are answering the question: What Net Worth Puts You in the Top 10% of Americans? We combed through a few data sources including the Federal Reserve Survey of Consumer Finances,.

Networthify Calculator:
https://networthify.com/calculator/earlyretirement?income=100000u0026initialBalance=0u0026expenses=50000u0026annualPct=5u0026withdrawalRate=4

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for u0026 they help support the channel!

SOCIALS:
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⏱️ Timestamps:
0:00 – Start Here
1:09 – What's Top 10%?
3:00 – Avoid These Mistakes
8:15 – How to Get to Top 10%