Tag Archives: matters ep

₹23,000 Salary, 3 Goals, 5 Years – Can She Do It?! | Money Matters Ep. 117 | Ankur Warikoo Hindi

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WebVeda is the smartest subscription for the most ambitious Indians.
Check it out here: https://bit.ly/4nuuXvx

India Genius Challenge is a nationwide search for the brightest young minds of India.
Check it out here: https://bit.ly/indiageniuschallenge

Find your perfect credit card in 60 seconds using Monzy.co. No Ads. No Spam.
Check it out here: https://monzy.co/

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this episode of Money Matters, I spoke with Rutuja. On a salary of around ₹23,000 a month, she has no loans, supports her younger sister's education, has taken insurance for herself and her sister, and sets aside ₹2,000 every single month to invest in her own learning. At an age when most people are still figuring out their first paycheck, she's already running a quietly disciplined, thoughtful financial life.

So this conversation wasn't about rescue – it was about building. We mapped out a simple three-bucket investment plan for her surplus and worked through her three real goals for the next five years: building a small house on her family's land, contributing to her own wedding, and creating a corpus that gives her parents a monthly income once she's married. I also share why she shouldn't rush into term insurance just yet, and why a health cover for her parents matters more right now.

00:00 About Rutuja
01:03 Expectations from Money Matters
02:06 Current finances
09:38 Plan for investment
15:44 Insurance planning
17:55 Closing remarks

#FinancialFreedom #MoneyMatters #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

21-Year-Old TRAPPED in ₹1 LAKH Monthly EMI! | Money Matters Ep. 108 | Ankur Warikoo Hindi

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Update:
Amit (not real name) satrted his new job in Pune on 16th April 2026. He shared fhs offer lette with me. An interest free loan of Rs 1.5L has been transferred to him and he has promised to repay back the loan in 6 EmiS of 25,000 each.

Lets all wish him the best ❤️

Is your child playing the India Genius Challenge (IGC)?
This is what the smartest kids in the country are playing right now – 45,000+ of them — every day for free – online – for just 5 minutes. All for the ultimate prize – 10L Scholarship at the National Finals in Delhi in November.
Sign up for free on https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this intense episode of Money Matters, I speak with Amit, a 21-year-old from Nagpur who found himself trapped in a dangerous cycle of debt. Driven by a desire to lift his family out of the slums, Amit fell for the "get-rich-quick" allure of Forex trading. What started as minor losses spiraled into a ₹6-7 lakh disaster, forcing him to take out nine different personal loans.

Amit’s situation was dire: an in-hand salary of ₹28,400 against monthly EMIs totaling nearly ₹1 lakh. This video serves as a stark warning about the realities of trading and the "debt trap" created by quick-loan apps.

00:00 About Amit
01:07 Expectations from Money Matters
02:44 Current finances
10:25 Analysing current situation and solutions
17:45 Closing remarks

#DebtTrap #MoneyMatters #warikoo

——————————————————————————————————————————

Apps I use for Investing:
Ditto – for unbiased insurance buying experience: https://ditto.sh/7u17m0
Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Winning People Without Losing Yourself': https://amzn.to/45VpDdl
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

My Social Media Handles:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

₹26K Salary and a DREAM of Building a HOME! | Money Matters Ep. 105 | Ankur Warikoo Hindi

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Video

Video Description

Is your child playing the India Genius Challenge (IGC)?
This is what the smartest kids in the country are playing right now – 41,000+ of them — every day for free – online – for just 5 minutes. Winning iPads, laptops, smartwatches, and phones!
All for the ultimate prize – 10L Scholarship at the National Finals in Delhi in November.
Sign up for free on https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

My latest book 'Winning People Without Losing Yourself' is out now. Get your copy here: https://amzn.to/45VpDdl

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this episode of Money Matters. Melina is the sole earner for her family of six, taking care of her parents and siblings' school fees all on an in-hand salary of ₹26,000 per month.

We break down Melina's salary into a highly actionable plan. We discuss setting aside an emergency fund, allocating an amount for household and personal expenses, and starting a SIP to handle predictable yearly expenses like school fees. We also outline a strategic 2-year investment plan for her home purchase.

00:00 About Melina
01:54 Expectations from Money Matters
02:45 Current finances
07:27 Plan for finances
14:23 Closing remarks

#PersonalFinance #MoneyMatters #warikoo

——————————————————————————————————————————

Check out Ditto, for the ultimate insurance buying experience, here: https://ditto.sh/7u17m0

Level Up Your Skills with Coursera:
Coursera Plus Subscription (Unlimited access to 7,000+ courses): https://imp.i384100.net/c/5248989/3282643/14726
Browse All Coursera Courses: https://imp.i384100.net/c/5248989/3282682/14726

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.24Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

Let’s connect online:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

₹23,000 Salary But ₹20,500 GONE Every Month: What Now? | Money Matters Ep. 103 | Ankur Warikoo Hindi

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Video

Video Description

ChatGPT and I are launching a 14-Day AI Challenge. Sign up for FREE here: https://bit.ly/2WeeksOfAI

Is your child playing the India Genius Challenge (IGC)?
This is what the smartest kids in the country are playing right now – 30,000+ of them — every day for free – online – for just 5 minutes. Winning iPads, laptops, smartwatches, and phones!
All for the ultimate prize – 10L Scholarship at the National Finals in Delhi in November.
Sign up for free on https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

My latest book 'Winning People Without Losing Yourself' is out now. Get your copy here: https://amzn.to/45VpDdl

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In today's episode of Money Matters, we meet Rajesh. He earns roughly ₹23,000 a month but is suffocating under multiple loans totaling around ₹5 Lakhs, which he took primarily to fund his three sisters' weddings and build a room in his village. We break down his finances and build a strict 2-year action plan.

00:00 About Rajesh
01:19 Expectations from Money Matters
02:10 Current finances
09:37 Plan for repaying loans
16:55 Closing remarks

#DebtFreeJourney #MoneyMatters #warikoo

——————————————————————————————————————————

Check out Ditto, for the ultimate insurance buying experience, here: https://ditto.sh/7u17m0

Level Up Your Skills with Coursera:
Coursera Plus Subscription (Unlimited access to 7,000+ courses): https://imp.i384100.net/c/5248989/3282643/14726
Browse All Coursera Courses: https://imp.i384100.net/c/5248989/3282682/14726

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.24Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

Let’s connect online:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Financial Plan for Rs. 10,000 SALARY! | Money Matters Ep. 100 | Ankur Warikoo Hindi

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Video

Video Description

ChatGPT and I are launching a 14-Day AI Challenge. Sign up for FREE here: https://bit.ly/ChatGPTxWarikoo

Excited to launch IGC – a nationwide search for India's brightest young minds. India Genius Challenge (IGC) is a completely free online platform where kids between 13-15 years will compete with students across India through daily quizzes on GK, logical reasoning – with daily/weekly/monthly winners receiving books, iPads and laptops!
Sign up for free on https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

My latest book 'Winning People Without Losing Yourself' is out now. Get your copy here: https://amzn.to/45VpDdl

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In today's Money Matters, we meet Raghav, a 19-year-old who works at McDonald's to support his education and family. With a salary of just Rs. 10,500, his discipline and desire to invest at such a young age are truly inspiring.

I share a specific "Zero Balance Account" strategy to help him automate his savings before he starts spending. We also discuss why he should transition from a physically demanding job to becoming a "Knowledge Worker" through freelancing, and how to start investing in Nifty 50 index funds for long-term growth.

00:00 About Raghav
01:57 Expectations from Money Matters
02:53 Current finances
05:15 Plan for finances
10:35 Questions from Raghav
16:02 Closing remarks

#PersonalFinance #MoneyMatters #warikoo

——————————————————————————————————————————

Check out Ditto, for the ultimate insurance buying experience, here: https://ditto.sh/7u17m0

Level Up Your Skills with Coursera:
Coursera Plus Subscription (Unlimited access to 7,000+ courses): https://imp.i384100.net/c/5248989/3282643/14726
Browse All Coursera Courses: https://imp.i384100.net/c/5248989/3282682/14726

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.24Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.

Let’s connect online:
📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Managing Responsibilities at 18 | Money Matters Ep. 93 | Ankur Warikoo Hindi

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Video

Video Description

Excited to launch IGC – a nationwide search for India's brightest young minds. India Genius Challenge (IGC) is a completely free online platform where kids between 13-15 years will compete with students across India through daily quizzes on GK, logical reasoning – with daily/weekly/monthly winners receiving books, iPads and laptops!
Sign up for free on https://bit.ly/indiageniuschallenge

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this incredibly moving episode of Money Matters, I speak with Chirag – our youngest guest ever at just 18 years old from Gwalior. Chirag lost his father at age 10 and recently lost his mother to TB. Now he's raising his 15-year-old sister while working and earning ₹11,000 per month and managing ₹20 lakh from his mother's insurance. Despite facing unimaginable tragedy, Chirag showed up on this call asking for help to manage his finances responsibly. His mental strength, maturity, and determination at such a young age left me speechless. This episode is a testament to human resilience and the power of taking responsibility even in the darkest times.

00:00 About Chirag
02:18 Expectations from Money Matters
04:15 Planning finances
12:56 Discussion around career
17:01 Closing remarks

#PersonalFinance #MoneyMatters #warikoo

——————————————————————————————————————————

Check out Ditto, for the ultimate insurance buying experience, here: https://ditto.sh/7u17m0

Level Up Your Skills with Coursera:
Coursera Plus Subscription (Unlimited access to 7,000+ courses): https://imp.i384100.net/c/5248989/3282643/14726
Browse All Coursera Courses: https://imp.i384100.net/c/5248989/3282682/14726

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money': https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

BUYING a ₹2.5Cr HOUSE: A Complete PLAN | Money Matters Ep. 28 | Ankur Warikoo Hindi

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Video

Video Description

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/Tmbo2nUTnhn9vjpG7

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.

It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.

Everything that I say in these videos is purely through my own experiences.

– So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
– I am not selling any product or service through these videos.
– None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow.

The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this episode of Money Matters, I sit down with Amod, a professional from Bangalore, to discuss his financial journey and plan for buying a ₹2.5 crore home. We dive deep into his current financial situation, including his impressive monthly income, smart spending habits, and existing investments. Together, we craft a strategic 10-15 year plan that could potentially turn his ₹1 lakh monthly investment into a ₹9.6 crore corpus.

I break down the importance of balancing safe investments like PF with aggressive market plays, and explain why waiting until his late 30s to buy a home could be financially advantageous. This episode is packed with practical advice on SIPs, asset allocation, and long-term financial planning that's valuable for any young professional looking to build wealth and achieve their dream of homeownership.

Want to join me on the show? Fill this form and my team will reach out to you: https://forms.gle/uj9JPUBp8Wo9nZQi7

00:00 Introduction
00:30 About Amod
01:58 Amod's expectations from Money Matters
04:27 Current financials
14:15 5, 10 and 15 year plan
26:50 Should Amod play safe?
31:32 Conclusion

#FinancialPlanning #MoneyMatters #warikoo

——————————————————————————————————————————

My Money Apps:
Indian Stock Investing (Zerodha): https://bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR
How to pick the right insurance (Ditto): https://bit.ly/3xFh7OU

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do Epic Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: https://bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: https://bit.ly/3O1NAVA
🔆 Fill Light 60W: https://bit.ly/37aJolP
💡 Key Light 150W: https://bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: https://bit.ly/3O4PvJ1

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

40K Salary But 27K EMI + 2L Credit Card DEBT | Money Matters Ep. 81 | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

My latest book "Beyond The Syllabus" is written EXCLUSIVELY for teenagers.
Pick it up here: https://amzn.to/3ICkIFh

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In today's Money Matters episode, I spoke to Ankit, who's drowning in debt despite earning ₹40,000 monthly. With ₹27,000 in EMIs, ₹2 lakh credit card outstanding, and loans from money apps charging 30-40% interest, his financial situation had spiraled completely out of control.

My advice to Ankit was tough but necessary: complete transparency with family, converting high-interest debt to gold loans, selling the recently purchased car, and potentially settling credit card debt. This case perfectly illustrates how emotional spending and lack of financial discipline can create a vicious cycle. The path to recovery requires brutal honesty, family support, and a structured 2-3 year debt elimination plan with zero additional borrowing.

00:00 About Ankit
00:58 Expectations from Money Matters
03:15 Current finances
14:29 Plan to get out of loans
30:30 Closing remarks

#DebtRecovery #MoneyMatters #warikoo

——————————————————————————————————————————

Level Up Your Skills with Coursera:
Coursera Plus Subscription (Unlimited access to 7,000+ courses): https://imp.i384100.net/c/5248989/3282643/14726
Browse All Coursera Courses: https://imp.i384100.net/c/5248989/3282682/14726

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Inspiring Story: From 20L LOSS to 1.28Cr WEALTH! | Money Matters Ep. 78 | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

My latest book "Beyond The Syllabus" is written EXCLUSIVELY for teenagers.
Pick it up here: https://amzn.to/3ICkIFh

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In today's Money Matters episode, we have an inspiring financial transformation story. Meet Varun from Delhi, who went from losing 20 lakhs in a failed business venture to building a corpus of 1.28 crores by age 36. His journey shows how financial discipline, consistent SIP investments, and learning from failures can completely transform your life. From starting with just 500 rupees in mutual funds to creating a diversified portfolio worth over a crore, Varun's story proves that it's never too late to restart your financial journey.

00:00 Introduction
00:41 About Varun
02:23 About the Money Matters episode
03:35 Varun's story
15:57 Varun's corpus today
20:16 Closing remarks

#WealthCreation #MoneyMatters #warikoo

——————————————————————————————————————————

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/

Complete LOAN and INVESTMENT Management PLAN! | Money Matters Ep. 77 | Ankur Warikoo Hindi

Leave a reply

Video

Video Description

My latest book "Beyond The Syllabus" is written EXCLUSIVELY for teenagers.
Pick it up here: https://amzn.to/3ICkIFh

If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this Money Matters episode, I help Sumit, a 28-year-old living in Delhi, tackle his financial challenges. Despite having a stable job earning ₹60,000 monthly, Sumit was struggling with multiple loans including personal loans, gold loans, and credit card debt totaling over ₹3 lakhs. What made his situation more complex was that he was simultaneously investing in ULIPs and mutual funds while carrying high-interest debt – a common mistake many young professionals make.

I walked Sumit through a comprehensive debt elimination strategy. We discussed why paying 25-30% interest on credit cards while expecting 10-12% returns from mutual funds is financially counterproductive. The episode covers practical steps for debt consolidation, emergency fund protection, and a clear roadmap that could help him become debt-free within 2 years and potentially accumulate ₹11-20 crores by retirement through disciplined investing.

00:00 About Sumit
00:54 Expectations from Money Matters
01:25 Current finances
07:21 Mistake with finances
10:04 Plan for finances
20:54 Future projections
22:05 Closing remarks

#FinancialPlanning #MoneyMatters #warikoo
——————————————————————————————————————————

My Money Apps:
Indian Stock Investing (Zerodha): https://zerodha.com/open-account?c=ZMPHCY
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): https://zerodha.com/open-account?c=ZMPHCY
US Stock Investing + Investment Tracking (INDMoney): https://bit.ly/3tT5moR

The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

My bestselling books:
'Beyond The Syllabus': https://amzn.to/3ICkIFh
'Build an EPIC Career': https://amzn.to/4kJlOfB
'Make EPIC Money' here: https://amzn.to/3WHJ43F
‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5
‘Do EPIC Shit’: https://amzn.to/4fK9uuv

My gear for shooting this video:
🎥 Sony a7III camera: https://amzn.to/3GtfwCJ
🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/4klYm82
📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3I6LfKy
🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk
🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): https://open.spotify.com/show/1g7wpoqydK6hszvi4DFywg
📩 My weekly newsletter warikoo Wanderings: https://ankurwarikoo.com/newsletter/
📱 Instagram: https://instagram.com/ankurwarikoo
🐦 Twitter: https://twitter.com/warikoo
👨🏻‍💻 LinkedIn: https://www.linkedin.com/in/warikoo
😄 Facebook: https://www.facebook.com/awarikoo/
🖋 Daily Blog: https://ankurwarikoo.com/blog/